Mixed PayPal

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David Mary

David Mary

pass the mustard - after you cut it
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Knifemaker / Craftsman / Service Provider
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I have been a PayPal customer for 13 years. Twice I have had to contact customer service to understand emails received from PayPal indicating limitations on my account. Both times, customer service has been professional, helpful, and explained everything well and to my satisfaction, as well as set expectations and a path towards resolving the situation, which so far has always been favorable. All in all, I continue to be a very satisfied customer of PayPal, and don't see that changing any time soon.

ETA: https://www.bladeforums.com/threads...of-speech-police.1894099/page-6#post-21511771
 
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I'm not as lucky. I transfered $756 to MY OWN bank account. The money disappeared in transit, and they don't know where it is.. and everytime I call they say they'll investigate where it went, and to expect an email. Never get an email or answers. This "we'll help.. hold on" thing has happened 3 times. My money had been gone since April.
 
Funny enough I got an email from them today basically telling me to pound sand.. talk to the bank about it. Not sure where to go from here.Screenshot_20220907-214023_Proton Mail.jpg
 
David Mary said:
Every party investigate, share their findings, and you share yours with photos and screenshots, and the truth has to come out. Then, you get your money back. There is a process to make it happen.
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Thanks man. This has been earing at me. I will try exactly that
 
Paypal is insane. They'll let ebay sell as many knives as they want, but if YOU do it, they'll close your account.
They can also gold your funds for 6 months and not tell you why.
They also give buyers 6 months returns whether your return is 14 or 30 days or no returns. Add this to usps tracking disappearing after 6 months..if a buyer says never received you'll not be able to prove it with the tracking.

Paypal is not a real bank and anyone who uses it is risking everything. You may not have had an issue but that doesn't mean you won't.
I use them very cautiously
 
slyraven said:
Paypal is insane. They'll let ebay sell as many knives as they want, but if YOU do it, they'll close your account.
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I don't know where you got this misinformation but it is certainly not from the PayPal terms of service.

slyraven said:
They can also gold your funds for 6 months and not tell you why.
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The terms of service clearly outlines a number of restricted activities, and that they can hold your funds if they suspect you of engaging in these activities with your account. Did you read the restricted activities section of the terms of service and abide by it? If so, and your funds went on hold, did you follow the process of collecting your documentation and showing it to PayPal? I'd be very curious to hear the specific example you are referring to and I wonder how many customer mistakes we will discover that led to the situation being prolonged.

slyraven said:
They also give buyers 6 months returns whether your return is 14 or 30 days or no returns. Add this to usps tracking disappearing after 6 months..if a buyer says never received you'll not be able to prove it with the tracking.
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Then document the information yourself before it is cleared from USPS databases if you think this is going to bite you for some reason. With all due respect, it often seems like the people angry at or mistrusting of PayPal are those who don't take the time to do their own due diligence.
 
I got banned for selling assist open knives which Ebay is allowed to sell. I had to remove every single one. Hypocritical.

There are thousands of stories of paypal holding funds and no recourse for the account holders.

Paypal doesn't accept documented tracking..thats not proof of delivery. Only a valid tracking number is accepted.

Just because PayPal has Terms of Service doesn't mean THEY abide by them.

Also just because it does not happen to you, does not mean it doesn't happen.

Paypal is a dangerous place to do business with. Despite their claims and tos, they consistently do as they please and a quick Google search can verify the thousands of users who have been treated poorly

I'm sure MOST people won't have an issue..but in the end, one can never know
 
Perhaps you are right, and if I judged incorrectly I apologize. It sounds like perhaps decision makers in your case failed to make a distinction between assisted opening and automatic knives? If that is so, then that is truly unfortunate, and I think you could have a valid complaint.

All I know is that I make an effort to use it within scope according to the terms of service, and have not yet had a problem that wasn't easily resolved. But I also only sell fixed blade knives, which may be why I have not had that particular difficulty.
 
Kind of like putting your currency in the bank, when you make a deposit in the bank, you are giving the bank an unsecured loan. They technically don't have to give your currency back either, and they can do whatever they want with the currency.
And FDIC insurance has 20 years to pay up if you ever have to make a claim.
The whole banking system is a risk just like paypal.
But the dollar is backed by nothing anyways, so that is a big risk in itself.
The whole system is run on confidence, that is all.
All we can do is hope for the best on each transaction.
 
slyraven said:
Just because PayPal has Terms of Service doesn't mean THEY abide by them.
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If they don't abide by their own published TOS they can be ordered by the courts to make reparations. But I still think most people just don't take enough time in the terms of service to see all the things PayPal (or any company) assert their rights to do in various situations, such as when they suspect customers of using their services for restricted activities.
 
David Mary said:
If they don't abide by their own published TOS they can be ordered by the courts to make reparations. But I still think most people just don't take enough time in the terms of service to see all the things PayPal (or any company) assert their rights to do in various situations, such as when they suspect customers of using their services for restricted activities.
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For sure, I know there are many valid reasons to place holds on accounts..there are so many bad people out there abusing the system. And yea, I think most people skip right over tos and then do something they should have known is bad.
I bet you get a lot of there here, people not bothering to read rules abd post away and then act surprised when they get a warning
 
Gabpay says it's operational & that it is processing transactions now. Has anyone here started using it?
I have hopes that it will not be made in the images of f***bk or peepal
 
We'd need a follow the money done into them too to be "sure". And a good look at the TOS of course. But I'm grinding now and don't know how to do the first part anyway
 
Op you should not change the title of this thread to mixed because your post here clearly indicates PayPal is more than good, for you. However, you should quit defending PayPal in the other thread.

Of course this is just my opinion.
 
sharp_edge said:
Op you should not change the title of this thread to mixed because your post here clearly indicates PayPal is more than good, for you.
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Has been so far, yes. However at the time of creating this thread, I had not fully realized the ramifications of the TOS that has been in place since summer 2020.

sharp_edge said:
However, you should quit defending PayPal in the other thread.
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I did, long before your comment.

sharp_edge said:
Of course this is just my opinion.
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Your opinion is based on not actually reading all my posts there, obviously. For example:

David Mary said:
I reread it again. "If we believe... at our sole discretion"

I think you might be right. I think they might be trying to give themselves wiggle room to incorrectly assess a "violation" and not be held accountable for taking their customer's money. Tentatively looking into alternatives.
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Are you done policing my GB&U content now?
 
I've looked at other options, and at this time my conclusion is that it is all six of one, half a dozen of the other. I am not changing from PayPal at this time, because even though evidence is that some of the shareholders hoped to weaponize people's money against them, others shareholders obviously did not want to allow the financial fallout to affect them, and they walked back the misinformation clause. Additionally, the concern I had regarding the "sole discretion" clause is present in others that I have looked at as well, so I do not see a tangible difference between any of the payment processing services I have looked at yet, and the fact remains that PayPal has done me right all this time.
 
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