?'s about a bank wire transfer

[tyr_shadowblade]

Hmmmm, where did she get a deposit slip for someone else's account?

Blank deposit slips are available at any Bank of America branch. You fill in the account #. My former landlord had me make deposits to her account rather than bother with cheques.

 

[lacourla]

I learn something new everyday.

 

[David1967]

I can't believe any bank in the Czech Rep. would even CONSIDER giving you cash at the window for a US Money order! German banks laugh at such an idea. There are so many stolen, forged and bogus money orders in circulation.

The Money Order has to be deposited and then clear the the bank that issues it. If it bounces, that means the the money order was stolen, forged or bogus in the first place.

A US Postal Money order is like cash... IF the money order was genuine in the first place.

I am talking about bank in US and US postal MO. The person decided to cancell it and it did cancel and I lost the money (+ the fee).

 

[Kevin Wilkins]

Gentlemen, thank you all for the input. I was able to go into a local branch today and speak to live person (rather than some phone rep who has no accountability). As per the Citibank Branch Manager, any funds transferred to you via bank wire are 100% secure.

Each transaction is given a Federal Funds Wire # via the institution sending the funds. The # is verified and funds checked by some Federal thing-a-ma-jig system and then deposited into your acct. The wire cannot be reversed for any reason, and as far as Citibank policy goes, no one can initiate any type of withdrawal with just your acct # and routing #, there are numerous safe guards in place to prevent this industry wide.

BTW trying to manipulate bank wire transactions in the US is a Federal Crime. The transactions are in fact federally regulated and are processed through federal channels, hence the federal funds wire # assigned to each transaction.

Now there ya go! Easy as pie.