This is a highly subjective topic so it should make for an interesting discussion.

For me, I’d say Chris Reeve Knives would be at the top of the user knives department. I think they’re beautiful knives that won’t shy away from moderate EDC use. Any knife north of $600 - $700, I would be reluctant to use. But that’s just me. I don’t plan on getting knives pricier than CRKs anytime in the near future.
What about you guys? Is there a clear line that separates your users from safe queens? Do you think all knives should be users? Do you like having beater knives paired with more expensive knives?