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I usually carry my main edc in that pocket. I've discovered, that if you cut open the stitching at the bottom of your 5th pocket, you can carry even quite a large folder (sometimes I edc an Al Mar Sere 2000 this way).
This has the advantage that you don't have your knife in the main pocket taking up space. It also means your knife is protected from scratchy stuff like keys or coins. The clip also rides higher (closer to your belt) allowing you to conceal it easily under a jumper or t-shirt if you should wish to.
The down side is, if you forget and put some coins in there instead, then they end up in your socks.......
I've thought about doing this. I do have some jeans where the pocket is deep enough to accomodate a medium sized folder, but it digs into my hip and is quite uncomfortable. Doesn't this happen to you?