Just smile, look them straight in the eye, and say, "Sonny boy, this here is 'Merica. I can do what I please with my money that I earned. Robert E. Lee and Jesus said so in the Constitution. Have a nice day".
Or you can do what the other guys said, and say "because I want to". I mean, whatever works for you.
Kind of hard for them to be critical when you don't tell them, ain't it? I don't advertise how much I spend, because it's my business. Only me, the lady, and whatever poor sap at the IRS that reviews my taxes after filing know what I spend.
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