Why No Pay pal!

[RevDevil]

How would you know your buyer is using a PayPal card?
My PayPal debit card is a MasterCard, and I use it just like a credit card.

I should have clarified, I wouldn't take (as in use or sign up for) a Paypal branded card. I don't have the need for several cards. I have 1 credit card, 1 debit card, and the corporate credit card I use for work related purchases. More than enough for my needs.

As to the reason why some vendors don't accept Paypal, here is a notice published by Knifeworks a while back. It seems that if a vendor accepts Paypal, they must abide by California State laws, even though they are not located in California. This is also why you cannot sell autonatics or Balisong knives on eBay, or use Paypal for the sale/purchase of these items otherwise.

Notice

Over the next month or so, we will be making some changes to our website due to PayPal’s policy. PayPal is controlling our website with certain products we cannot sell, due to California’s Law, even though we are in the state of Louisiana. We have just removed 53 popular items off the website due to PayPal’s policy, which we think it is unfair, just because it is Illegal in California does not mean it is Illegal to sell in the rest of the world. Once all the changes are made, we will no longer accept PayPal through the website. Although, our PayPal account will still remain active for direct transfer to who decides to pay through PayPal. We will still accept PayPal as a payment option for orders, but you will have to direct transfer the money into our PayPal account, it will no longer be done through the website as you process your order. In the meantime with all the changes, we are looking into another processor for our website. We apologize for any inconveniences that this may cause you, Thank you for understanding and we appreciate your business!

Knifeworks Team

 

[FLymon]

I should have clarified, I wouldn't take (as in use or sign up for) a Paypal branded card. I don't have the need for several cards. I have 1 credit card, 1 debit card, and the corporate credit card I use for work related purchases. More than enough for my needs.

10-4, That I understand completely.

 

[TOMBSTONE]

More than likely they have something on their website that Paypal does not allow the purchase off. Like switchblades and a number of other Paypal taboo items.Paypal will tell them to stop selling these items even of they don't allow paypal to be used to pay for those items. So you either let paypal dictate what you sell or don't accept their services.

 

[pbcg]

And how many online knife stores ensure security of the customer credit card data? Every place you buy something, you give your credit card data - by default most e commerce applications are designed to store the CC data (convenience so next time you don't have to repeat). 10 merchants have your CC data, from amazon to knifecenter and everyone else. One fine day your CC has $400 charges from Abu Dhabi where someone just purchased a new smart phone. This is a too common phenomenon these days.

Having a single clearing house ensures your CC data is with only that clearing house and not exposed to the merchant. It is extremely beneficial for individual buyers. In absence of good alternatives, PayPal seems to be the only one available clearing house right now that fills this gap. Knife merchants don't want PayPal because of their high fees, than anything else (they can selectively refuse PayPal payments for autos and guns and other things explicitly banned by papal).

I don't frankly care for buyer protection but my CC data (I have had that $400 charge from Abu Dhabi... Have been extra careful I since then).

If you don't trust PayPal to hold your CC data safe, then walking to a brick and mortar store and buying knives by cash is the only viable alternative.

I will always prefer one place to store my critical data than having it spread around the world!

I remember hearing plenty of horror stories about PP where people have been ripped off. By others, by PP and all sorts of PP and ebay scams. That's why I was such a long time hold out before I opened an account and only have a CC with a low limit attached to it I use for purchases with PP just in case.

There's a site called paypal sucks dot com. I strongly suggest anyone who uses PP check it out and see just how secure PP isn't. It also gives some good ideas of how not to get scammed or ripped off when using PP. PP has come a long way over the years. I'll give them that and feel better using it now then I used to but I still don't feel it's as secure as my better credit cards.

The truth is nothing is 100% secure. Shy of using cash face to face there will always be some risk. Not all credit cards are created equal. If you have a major CC from a reputable institution they generally offer great protection including fraud and buyer protection. I got a call once from my bank's fraud department that my debit card had some questionable purchases and they wanted to make sure it was me. In fact someone was using my debit card number to buy gas and I don't own a car. The bank stopped payment and I was not out any money. This was same day and in real time they caught it. Pretty good if you ask me.

If you think that using PP exclusively is somehow "safer" then by all means continue to do so if it makes you feel better. In truth, it's no more secure then any other form of payment where you have to disclose your information.

 

[RevDevil]

And how many online knife stores ensure security of the customer credit card data? Every place you buy something, you give your credit card data - by default most e commerce applications are designed to store the CC data (convenience so next time you don't have to repeat). 10 merchants have your CC data, from amazon to knifecenter and everyone else. One fine day your CC has $400 charges from Abu Dhabi where someone just purchased a new smart phone. This is a too common phenomenon these days.

Having a single clearing house ensures your CC data is with only that clearing house and not exposed to the merchant. It is extremely beneficial for individual buyers. In absence of good alternatives, PayPal seems to be the only one available clearing house right now that fills this gap. Knife merchants don't want PayPal because of their high fees, than anything else (they can selectively refuse PayPal payments for autos and guns and other things explicitly banned by papal).

I don't frankly care for buyer protection but my CC data (I have had that $400 charge from Abu Dhabi... Have been extra careful I since then).

If you don't trust PayPal to hold your CC data safe, then walking to a brick and mortar store and buying knives by cash is the only viable alternative.

I will always prefer one place to store my critical data than having it spread around the world!

That place is the "world wide web" now. If you think any different, you're fooling yourself.

 

[gzb]

That place is the "world wide web" now. If you think any different, you're fooling yourself.

This is true.

What gets me is folks who won't order things online (encrypted sites even) for fear of getting *hacked*.

But they will do phone orders w/o hesitation. Freely giving all of their critical CC info to someone unknown over the phone, who many times is only a temporary helper (like around Christmas)...

 

[RevDevil]

This is true.

What gets me is folks who won't order things online (encrypted sites even) for fear of getting *hacked*.

But they will do phone orders w/o hesitation. Freely giving all of their critical CC info to someone unknown over the phone, who many times is only a temporary helper (like around Christmas)...

I my line of work, I get to listen to these statements frequently. The fear of using the Internet for financial transactions is very real, but it's hard to explain to people that everything is already up on the web, whether they access it or not, makes no difference. There are no banks that only keep paper records anymore, there hasn't been for about 30+ years.