Ok guys, so here is an update.
I did decide to carry a beater, and it was a srm 710. Turned out it was a really really good decision.
I don't remember the last time I had that much fun with one of my knives, me and my buddies would throw it during smoke breaks, I would get it nasty and not care, it was awesome. The only bad thing about having higher end knives is that I have a tendency to baby them a little bit, so it was great having the complete freedom of doing whatever I want to this little thing
Then, two of my buddies asked to borrow a knife, so I let them use the SRM. One was former army and one was former marines, so I figured they were at least somewhat knife-competent, and if they weren't it was just a 7 dollar POS anyhow. They used it to pry a locker open and snapped the blade off. Thank God I didn't lend out my Al Mar Sere 2k or my Demko custom recon, both of which I was carrying at the same time.
So now, I got another SRM710 on the way, and I got the BM mini Pika II riding in my pocket now as a temporary replacement.
So long story short, I highly recommend having a cheaper thing to abuse/lend out. I suspect that most people have plenty of knives that could fit in that role. I've got plenty of backups should I break my mini pika, including gerber powerframe, smith & wessons, byrds, and others.