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b-crow
If you like that 18 you might be making a mistake to send it back. It is a nice example and has the discontinued CV steel to boot which makes it more valuable.
The middle blade of a stockman is often proud. However, when the blades are closed, the tip is nestled below the blades on either side of it and cannot poke you. Take a look at my XX era Red Bone. The spey blade in the middle is proud. In fact, it has to be proud. Otherwise, the nail nick would be inaccessible. But when all the blades are closed, it is effectively no longer proud. In other words, the surrounding blades made it near impossible for the proud tip to be dangerous. No one is going to carry a stockman around with the outer blades opened as in my first photograph. Not all stockman are built this way. Some have middle blades that are not proud, but many do. I do not believe it is a defect. At least not in my opinion.
As far as blade rub goes. If that bothers you, then a stockman is probably not a knife you should buy. Unless you treat a stockman with kid gloves there will almost certainly be some blade rub somewhere. Stockman are designed for use.
If you got a super deal on that 18, send me a message. I might be interested.