Off Topic Snark it, snark it good. Original thread continued . . .

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GSO1962 said:
I think you mean "forthwith"...but I could be wrong.

But it is rather forthright of you to tell us this in advance.
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Me can readz Middle Englishes.

Main Entry: 1forth·right
Pronunciation: \ˈfȯrth-ˌrīt\
Function: adverb
Etymology: Middle English, from Old English forthriht, from forth + riht right
Date: before 12th century
1 archaic a : directly forward b : without hesitation : frankly 2 archaic : at once
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Now who is this woman? Why does she have an Adam's apple? And why does it smell like Fort Worth outside this Motel 6?
 
Yep, same goes here. Yesterday it was amazing outside, today there is an inch of snow and looks like a blizzard out. Looks like Mother nature needs something for her PMS.
 
Chameleonbear said:
so, is it better to be Dubz and not have enough work, or be Todd and not have enough time to sleep... conundrum!
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Well, the goal was met as far as what my buddy needed done with his business, So, Ive kinda slacked off out there. I really need to get cranking on my knives and Blade show stuff so my buddy knew that would happen after his big show, But he's not liking it. he wants me back.

We've been talking about me working for him full time. I really enjoy working out there and he fully utilizes my talents and challenges me. Its pretty rewarding. The wage is really close if not a little more than my current job, (which I hate with a passion) but have benifits, company matched 401k, and job security here assuming I wont flip out soon and knock my bosses head off and get fired. Not only that, my buddy Glen is totally supportive of my knifemaking and has even offered commercial space in his warehouse to move and expand my shop if thats the route I want to go...........Whats your guys opinion? what do yo self imployed people out there do for heatlh insurance. Whats something good to roll over 401k's? any leap of faithers out there that has any advice? feel free to shoot, tired of losing sleep over it.
 
TMHunt said:
what do yo self imployed people out there do for heatlh insurance. Whats something good to roll over 401k's?
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Can't help you much with the insurance, I'm covered under my wife's job. That's going to be an interesting topic for the next several years, so... don't get sick is the best advice I've got.

As for the 401K, you can roll it over into an IRA or even your own "solo" 401K. As long as you don't take a big chunk of cash out of it*, it won't mess with your taxes. You might also look into putting some of into a 529 plan, which is a lot like a 401 except it's specifically for your kids' future education instead of your retirement.

*of course you can legally take as much cash out of it as you want when you leave a job, say if you want to renovate your shop or buy a bunch of tools or just go on a 4-week bender in Vegas... it'll just show up as taxable income this year.

Keep in mind that these actual plans, though regulated overall by the gov't, are all a little different and they're set up by bankers... and bankers will screw you raw given half a chance. Talk to your buddy and other people who run small businesses and ask who does their accounting.
 
Anybody have an extra piece of 3/8 stainless steel rod about three feet long? I'm making a spit for the gathering so we can have "pork loin of death".
 
TMHunt said:
Well, the goal was met as far as what my buddy needed done with his business, So, Ive kinda slacked off out there. I really need to get cranking on my knives and Blade show stuff so my buddy knew that would happen after his big show, But he's not liking it. he wants me back.

We've been talking about me working for him full time. I really enjoy working out there and he fully utilizes my talents and challenges me. Its pretty rewarding. The wage is really close if not a little more than my current job, (which I hate with a passion) but have benifits, company matched 401k, and job security here assuming I wont flip out soon and knock my bosses head off and get fired. Not only that, my buddy Glen is totally supportive of my knifemaking and has even offered commercial space in his warehouse to move and expand my shop if thats the route I want to go...........Whats your guys opinion? what do yo self imployed people out there do for heatlh insurance. Whats something good to roll over 401k's? any leap of faithers out there that has any advice? feel free to shoot, tired of losing sleep over it.
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I was paying almost $900 a month to cover my wife and son through my job's insurance. We found an independent agent and got them both on Aetna with gap insurance too for about $400 a month and it covers pregnancy too, which they don't have to do in Texas. My wife stuck her accumulated monies in a savings account type thing.. (finance is NOT my book) I think it is an IRA..? I am not sure, but she just went to our bank and explained what she wanted to do and what she had, it was an employee stock option fund she got when she quit working out of home and went full time mommy.
The more I read your post about the subject, the more I can see what it seems like you want to do.. I can understand the indecision with the family there too. What is going to offer the better balance of stability and sustainability? Can you prosper with your buddy? Can you stand to stay working where it seems like you are increasingly dissatisfied with the management? It is never to late to try new things.. Do you think you could retire from your current job? If not, then is there a better opportunity than what your buddy is offering>?
I guess what i am saying is that, if you are going to leave this job you are at eventually anyway and your buddy is there with a good job, good pay, challenges, etc... Is there a better time to switch jobs than now?
 
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LeeBower said:
I was paying almost $900 a month to cover my wife and son through my job's insurance. We found an independent agent and got them both on Aetna with gap insurance too for about $400 a month and it covers pregnancy too, which they don't have to do in Texas. My wife stuck her accumulated monies in a savings account type thing.. (finance is NOT my book) I think it is an IRA..? I am not sure, but she just went to our bank and explained what she wanted to do and what she had, it was an employee stock option fund she got when she quit working out of home and went full time mommy.
The more I read your post about the subject, the more I can see what it seems like you want to do.. I can understand the indecision with the family there too. What is going to offer the better balance of stability and sustainability? Can you prosper with your buddy? Can you stand to stay working where it seems like you are increasingly dissatisfied with the management? It is never to late to try new things.. Do you think you could retire from your current job? If not, then is there a better opportunity than what your buddy is offering>?
I guess what i am saying is that, if you are going to leave this job you are at eventually anyway and your buddy is there with a good job, good pay, challenges, etc... Is there a better time to switch jobs than now?
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I dont understand how insurance got so out of hand. I was quoted about $700. bucks a month for insurance that wont cover shit till you get about 12k worth of deductables paid, How is that not criminal? and thats not even as bad as what you paided Leebo. Unacceptable in my book. Aside from that, They took away my retirement last contract, The only thing I have now is the 401k, granted I saw the writing on the wall and have been contributing handsomely to it for about 17 years, got a pretty healthy chunk of money in there that I could invest, but will lose the company match so its not going to grow as fast.

As far as job security, I have it here, but whats that worth when they keep on bending me over and taking from me. My buddies business he bought is only 5 years old, ramping up now but no gauantees. But, if that folded he would keep me on. He has two other businesses, but what if he fell over dead tomorrow? I pray that doesnt happen, but its a hell of a question. the strange thing is money isnt the issue, Id probably make better money as far as weekly check goes working for him and puttin more effort in my knives. But, the long run could be a whole different story.

What to do, what to do, been stewing over it for a while, afraid I will soon lose my widow of opprotunity soon if I dont reach a decision.
 
TMHunt said:
I dont understand how insurance got so out of hand. I was quoted about $700. bucks a month for insurance that wont cover shit till you get about 12k worth of deductables paid, How is that not criminal? and thats not even as bad as what you paided Leebo. Unacceptable in my book. Aside from that, They took away my retirement last contract, The only thing I have now is the 401k, granted I saw the writing on the wall and have been contributing handsomely to it for about 17 years, got a pretty healthy chunk of money in there that I could invest, but will lose the company match so its not going to grow as fast.

As far as job security, I have it here, but whats that worth when they keep on bending me over and taking from me. My buddies business he bought is only 5 years old, ramping up now but no gauantees. But, if that folded he would keep me on. He has two other businesses, but what if he fell over dead tomorrow? I pray that doesnt happen, but its a hell of a question. the strange thing is money isnt the issue, Id probably make better money as far as weekly check goes working for him and puttin more effort in my knives. But, the long run could be a whole different story.

What to do, what to do, been stewing over it for a while, afraid I will soon lose my widow of opprotunity soon if I dont reach a decision.
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Insurance is a damn crime... but you have to play the game because they got you by the short hairs..

Sounds like you have almost made up your mind, lol.. in the end, you seem like an extremely resourceful guy that could make it workout for yourself no matter the case.. to me, it sounds like you should find out if the new opportunity will work out, otherwise you will always be wondering what could have been...I know I would.
 
TMHunt said:
Well, the goal was met as far as what my buddy needed done with his business, So, Ive kinda slacked off out there. I really need to get cranking on my knives and Blade show stuff so my buddy knew that would happen after his big show, But he's not liking it. he wants me back.

We've been talking about me working for him full time. I really enjoy working out there and he fully utilizes my talents and challenges me. Its pretty rewarding. The wage is really close if not a little more than my current job, (which I hate with a passion) but have benifits, company matched 401k, and job security here assuming I wont flip out soon and knock my bosses head off and get fired. Not only that, my buddy Glen is totally supportive of my knifemaking and has even offered commercial space in his warehouse to move and expand my shop if thats the route I want to go...........Whats your guys opinion? what do yo self imployed people out there do for heatlh insurance. Whats something good to roll over 401k's? any leap of faithers out there that has any advice? feel free to shoot, tired of losing sleep over it.
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Believe it or not, the healthcare exchange has some reasonably priced stuff for self employed people now. You may want to look into if you want to be an employee of your buddy or a "Contractor" whos self employed. It may affect the rates and such.
I just read an article that said more people are jumping now that the exchange is in place, because people who couldnt get insured now can, and some people who couldnt afford to get insured, now can because of the plans and subsidies.

Cant hurt to look. Its exciting that your thinking about making the move, since I know you havent been happy at your current place of work.
 
daizee said:
FINALLY, I can stop lying to the world.
What a relief!
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Good for you man! Other people's fashion and lifestyle choices don't bother me none; I'm a firm believer in "whatever gets you through the night"...

:p
 
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