Recover my transfer?

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RIPtastic said:
I for one appreciate the op for telling us his situation and educating us on this "Skrill." Might save some of us a lot of heartache when we decide we've had enough of paypal and start looking at other
alternatives. I can't really comprehend a company being able to just take over a grand of your money. How is that not stealing. I dont care what rule or violation the op broke.
My advice is just stay on them. Get your money back one way or another. This kind of crap can't stand.
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People lose things (money, rights, property, etc) by not reading or failing to read/understand contractual agreements all the time. It's not an unheard of practice, and it has been going on for at least 50 years or more. The only education to be gained here is reading the terms of the service you are putting your money in. That much should be absolute common sense, self preservation, instinct level stuff here. We have a lot of people that get lazy or "don't have time" or interest in all that "reading and crap". But the devil is in the details, always. I am starting to see a gross lack of understanding taking hold of people in daily dealings. It almost seems like indifference until the other shoe drops then the outrage begins. Using a service voluntarily means that you are under no obligation until you agree to terms of service of said service After that, they pretty much own you short of anything that is really illegal.
I have seen on a smaller scale the number of people that fail to read the simple rules of the Exchange, the sheer outrage and indignation some feel when they get a simple warning. They claim they did not know, yet it was always there, right under their nose.
 
RevDevil said:
People lose things (money, rights, property, etc) by not reading or failing to read/understand contractual agreements all the time. It's not an unheard of practice, and it has been going on for at least 50 years or more. The only education to be gained here is reading the terms of the service you are putting your money in. That much should be absolute common sense, self preservation, instinct level stuff here. We have a lot of people that get lazy or "don't have time" or interest in all that "reading and crap". But the devil is in the details, always. I am starting to see a gross lack of understanding taking hold of people in daily dealings. It almost seems like indifference until the other shoe drops then the outrage begins. Using a service voluntarily means that you are under no obligation until you agree to terms of service of said service After that, they pretty much own you short of anything that is really illegal.
I have seen on a smaller scale the number of people that fail to read the simple rules of the Exchange, the sheer outrage and indignation some feel when they get a simple warning. They claim they did not know, yet it was always there, right under their nose.
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Agreed!

Whether I'm spending a hundred dollars on a knife, or a several hundred, you can bet, that I'm going to research the seller/company, do my homework, dot all of my "i's" & cross all of my "t's" before I click on the: send money tab.

There is no way on Mother Earth, that I'm going to be doing a Craigslist transaction, for an $1850 item, without first, speaking to the seller on the phone, & doing my due diligence, regardless of who I choose to fund the transaction. You need to leave yourself with some type of recourse, in thee event something like this happens (PayPal Goods/Credit Card)...something!

I don't see a company like, Skrill, competing with the likes of PayPal, for very long. Regardless of the OP not completely educating himself on their policies; I still feel that it would be highway robbery, for them to keep his entire $1850!

What kind of name, is "Skrill" for a company, anyway? In this case, a name like: "Screwed"- would be more apropos.
 
Leftytwogunz said:
skrill:
Money, dough, short for skrilla
"I bet I could get hella skrill for all that shit I jacked last week."
http://www.urbandictionary.com/define.php?term=skrill

seems appropriate.
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^^^
Very appropriate!

Thanks for sharing this link, & also for the education. I scrolled down & read some of the Urban Dictionary's example's of "skrill." I now, have a much better understanding, WHY, I will never use this as a venue to do my business.
 
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Before you get all upset over Skrill taking his money, ask around about PayPal freezing accounts with money in them.
 
Esav Benyamin said:
Before you get all upset over Skrill taking his money, ask around about PayPal freezing accounts with money in them.
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Those can be recovered, though, within a few minutes. I recently had Paypal freeze my account for "unusual activity" and within 30 minutes after uploading a few pictures to prove my identity my account was returned to working order.
 
Man this is a sucky situation and i feel for you. If i lost $2,000 and have a chance of having to pay another penalty of $2,500 i would probably cry. But unfortunately this is noones fault but yours and the seller. Both of you should have been aware of the rules and regulations of skrill. He should not have agreed to receive a payment through skrill and you should not have sent one. Both should have read the rules first. I would do what Kaotikross suggested and make up a story saying that it is some kind of collectible decoration or somthing and hope and pray that skrill refunds you your money. This is why i love paypal. Good luck hope everything works out.
 
How did skrill know what the transfer was for? did the seller send an invoice? If so, wouldn't both parties be potentially on the hook for the transfer and the fine? Could skrill then extract the same amount from both parties (double dip), penalize only one party, or the buyer and seller split the damages? Good luck, OP.
 
annr said:
How did skrill know what the transfer was for? did the seller send an invoice? If so, wouldn't both parties be potentially on the hook for the transfer and the fine? Could skrill then extract the same amount from both parties (double dip), penalize only one party, or the buyer and seller split the damages? Good luck, OP.
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Per the OP, he wrote it in the message when payment was sent.

As far as making up a story, you better hope they don't link you to this thread. :rolleyes:

If anything, say it was a mistake and if they don't return your money you'll take your business elsewhere. Might work, might not. (remember this is not legal advice just some dude on the interwebs and you probably should take your biz elsewhere regardless)

OP, do you happen know if the seller is being hit with the same fine print?
 
Maybe tell them you accidently paid with Skrill instead of Paypal. You didn't intend to buy the REPLICA sword (not a real, weapon sword) using Skrill. Hope they will have mercy.
 
I'm not sure about getting back your $1850, but can't you turn off your card, or talk to your bank to make sure no further funds move to the Skrill account? That will at least save you from paying anything further.

I never heard of that company before, and you can be sure I'll never use them for anything. Makes Paypal seem like a warm apple pie.
 
OP, you said you paid through skrill and also mentioned this as a option through an eBay transaction but you also say that you found the item on Craigslist and completed the sale via email.

Where did you find your sword? How did you come to pay for it via skrill? If you sent someone money for something for sale on Craigslist via ANY electronic format without meeting in person I would say you are out of your money and have been scammed. Unfortunately you have learned an expensive lesson.
 
Wow. Ppl actually read tos of everything?
ITunes, Microsoft Office, Windows, Ebay, PayPal, Facebook, Twitter, Costco Card, Restaurants, Dry Cleaner, Oil change ...
Even every little website has one. Often hidden but you still accept it by using it.

Now I would just Google Skrill and see if others discovered something weird instead of renting a lawyer for 2 hours and going through the tos.
Might get burned that way once but still better than wasting many days of my life reading unecessarily complicated stuff for every tiny service I use.

$2k isn't small change and skrill kind of unknown so I might have checked more than usual but honestly are ppl serious when they claim to read everything all the time?
 
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Jens Schuetz said:
Wow. Ppl actually read tos of everything?
ITunes, Microsoft Office, Windows, Ebay, PayPal, Facebook, Twitter, Costco Card, Restaurants, Dry Cleaner, Oil change ...
Even every little website has one. Often hidden but you still accept it by using it.

Now I would just Google Skrill and see if others discovered something weird instead of renting a lawyer for 2 hours and going through the tos.
Might get burned that way once but still better than wasting many days of my life reading unecessarily complicated stuff for every tiny service I use.

$2k isn't small change and skrill kind of unknown so I might have checked more than usual but honestly are ppl serious when they claim to read everything all the time?
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Other than paypal, how often do you think someone uses one of those services you listed to drop almost $2,000 at one time? Don't you think if you were about to make an almost two thousand dollar purchase that you'd be making every effort to ensure that it was going to go smoothly? It certainly isn't out of the realm of common sense in my opinion to take five or ten minutes to read through the TOS of a service you have never used before, and one you're about to entrust with $1850 of your money.

Just because he didn't know Skrill is anti knife/sword/popgun/replicas/waterpistols doesn't mean their TOS doesn't make it readily available. There's a reason the saying "don't sign anything without reading it first" exists.
 
DB.Cooper said:
Other than paypal, how often do you think someone uses one of those services you listed to drop almost $2,000 at one time? Don't you think if you were about to make an almost two thousand dollar purchase that you'd be making every effort to ensure that it was going to go smoothly? It certainly isn't out of the realm of common sense in my opinion to take five or ten minutes to read through the TOS of a service you have never used before, and one you're about to entrust with $1850 of your money.

Just because he didn't know Skrill is anti knife/sword/popgun/replicas/waterpistols doesn't mean their TOS doesn't make it readily available. There's a reason the saying "don't sign anything without reading it first" exists.
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So you also don't read everything all the time. Thought that I couldn't be the only lazy one. :D

That 2K $ require a bit more due diligence than everyday small stuff I agree as per my last paragraph which you quoted.

Tricky would be if one doesnt read the cheap dry cleaners tos because "hey how weird can that be anyways and worst case you are out of a few bucks" and that cleaning guy stated somewhere on a sign in his shop that if I don't pick up clothes by the following Monday I'd have to pay 300 USD storage fee.
Yep my fault for not reading the tos. Still very unusual and I'd tell everybody about it. Might even be a bit rude when getting the bill but if he can prove it's the tos when I purchased the service and they are within legal parameters (!) it's my mistake and I wouldn't cry for help.
Still, would ask some experts if they think it's legal and how to interpret it properly.
 
Jens Schuetz said:
So you also don't read everything all the time. Thought that I couldn't be the only lazy one. :D

That 2K $ require a bit more due diligence than everyday small stuff I agree as per my last paragraph which you quoted.

Tricky would be if one doesnt read the cheap dry cleaners tos because "hey how weird can that be anyways and worst case you are out of a few bucks" and that cleaning guy stated somewhere on a sign in his shop that if I don't pick up clothes by the following Monday I'd have to pay 300 USD storage fee.
Yep my fault for not reading the tos. Still very unusual and I'd tell everybody about it. Might even be a bit rude when getting the bill but if he can prove it's the tos when I purchased the service and they are within legal parameters (!) it's my mistake and I wouldn't cry for help.
Still, would ask some experts if they think it's legal and how to interpret it properly.
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The parallel between this and the drycleaner with an obscure sign located "somewhere" is extremely flawed. The TOS are all laid out right there for anyone signing up. Let's just call this what it is: the OP didn't want to add another $60 to his $1850 in PP fees so he went with this much lesser known transaction facilitator, assumed everything would be the same, and dropped his money in that hole like it was on fire.

I'm not arguing the morality of all this, I'm not even arguing whether or not the TOS are up for interpretation. I'm simply saying that not doing your homework and not practicing due diligence, especially when that much money hangs in the balance, is playing with fire and waiting to be burned.
 
DB.Cooper said:
The parallel between this and the drycleaner with an obscure sign located "somewhere" is extremely flawed. The TOS are all laid out right there for anyone signing up. Let's just call this what it is: the OP didn't want to add another $60 to his $1850 in PP fees so he went with this much lesser known transaction facilitator, assumed everything would be the same, and dropped his money in that hole like it was on fire.

I'm not arguing the morality of all this, I'm not even arguing whether or not the TOS are up for interpretation. I'm simply saying that not doing your homework and not practicing due diligence, especially when that much money hangs in the balance, is playing with fire and waiting to be burned.
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Didn't compare the op case to the dry cleaner. The dry cleaner was just intended as an example where ppl would normally not check since its small amounts. Still it could go very wrong, in theory at least.

To the op with 2k USD yes more due diligence would have been better. I think I said that a couple of times already :D

I don't see anything where we disagree.

Good thing is he made that a lot easier for some of us. If I ever come across skrill I now know thanks to this thread here that one has to be more careful with them than with more established pay services.
 
DB.Cooper said:
Other than paypal, how often do you think someone uses one of those services you listed to drop almost $2,000 at one time? Don't you think if you were about to make an almost two thousand dollar purchase that you'd be making every effort to ensure that it was going to go smoothly? It certainly isn't out of the realm of common sense in my opinion to take five or ten minutes to read through the TOS of a service you have never used before, and one you're about to entrust with $1850 of your money.

Just because he didn't know Skrill is anti knife/sword/popgun/replicas/waterpistols doesn't mean their TOS doesn't make it readily available. There's a reason the saying "don't sign anything without reading it first" exists.
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In all practicality, people learn about what not to do by learning stories such as this and not by reading the TOS. I learned about Paypal's aversion to gun-related transaction in a similar way. I use ebay, paypal, online brokerages, banks, various software, and I have quit reading TOS or EULA agreements. I've made some transactions over $2000. I doubt that a lot of people can read through these TOSes and understand the various pitfalls. I have more ability and propensity than the average person to understand the minutiae contained in these TOSes but they really weren't written to communicate clearly to the end user but serves more to cover the issuing entity.
 
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