You understand correctly, Esav. But I, for one, don't feel right about adding PayPal fees to the selling price of an item if someone doesn't want to use PayPal to pay for that item. That's simply not fair. And that's why I stand by my recommendation that sellers state what they're willing to sell their items for "net to them" and negotiate the terms of their transactions including payment choices, shipping arrangements, insurance, registered mail, and so forth off line. I can't understand why anyone would object to that. If the terms of sale can't be negotiated successfully, the deal falls through. No harm, no foul.