I think I'll go with the bucklite max 3" blade. It's a good size for edc, has a tip up carry pocket clip, is made in the US by a reputable company, and is well within my price range. Does anyone know of any significant drawbacks to it?
I think you made a good choice. Here is a current thread about the Bucklite Max in the Buck forum:
http://www.bladeforums.com/forums/showthread.php/1174918-Bucklite-Max-folder?p=13464935#post13464935
The good features, besides what you mentioned, are light weight, forever warranty and pinned construction (yup, I like it).
Drawbacks: non-detachable clip (I guess you don't mind), liner-less design is not as strong (but strong enough), traditional lock-back design does not open fast (tough to flick).
I prefer pins to screws. Screws get lost and loc-tite is messy. Once you learn how to re-tighten pins by peening, you will not worry about the pins. You can't disassemble for cleaning, but for a user knife like this, wash with hot water, blow out the old fashioned way, wipe dry, and call it good. Here's how to peen pins tight:
https://www.youtube.com/watch?v=ySqwxPmF4-k
Buck has a lot of affordable, decent, made in the USA designs. I think their best designs are the 300 series (such as the 303, 302) and the 500 series (501). As many have already said, the Vantage select line is great; I have large and small.
See how the large flips. For a 3" blade, I would look into the 112 ecolite. The ecolite series are being discontinued, but I think they are solidly made and in your price range. They are a little on the heavy side and don't have clips or thumb studs. However, it's a knife that will last a long time.