Warning about online credit card use

Many sites don't store your cc# even if you do use it direct through them. We only ever see the last four digits of cards that are run through our site. The credit card processor takes care of the rest.

Any site that does store your info should have it encrypted anyway. If they don't, then their credit card processor should not be doing business with them thanks to recent legislation.
 
ordered sanrenmu from ebay.

paid via paypal with mc.

unauthorized charges followed this purchase. SKYPE, couple of others...
first info hack ever.
paypal caught the unauthorized use, closed card.

do the math.

they found a way to hack numbers from paypal purchase. i mentioned this info while doing the investigastion to paypal. they werent surprised and mentioned skype being used for withdrawal as common.

watch your back!
 
It happened to me 2 weeks ago after using my card on Amazon. As I haven't used that card in over a month I must assume it was the Amazon purchase that compromised the card.
 
edgemaster said:
paid via paypal with mc.

unauthorized charges followed this purchase. SKYPE, couple of others...
first info hack ever.
paypal caught the unauthorized use, closed card.

do the math.

they found a way to hack numbers from paypal purchase. i mentioned this info while doing the investigastion to paypal. they werent surprised and mentioned skype being used for withdrawal as common.

watch your back!
Click to expand...

Paypal monitors Your MC account and has the ability to cancel the card? My Paypal account has no such arrangement.

If someone figures out how to hack Paypal, it will be national news, and Paypal will suspend operations.
 
Maybe the OP is talking about a PayPal debit card, issued by PayPal...
Otherwise it makes no sense at all.
 
it was a paypal debit card.
they suspended transactions until i was able to cancel the card.

"If someone figures out how to hack Paypal, it will be national news, and Paypal will suspend operations"

they have hacked payapl, hence so many issues lately.
the csr i spoke with said skype was a common method of stealing funds.

Gallentedge, why does this seem so unbeliveable to you?
 
Here's a simple test:

Certain credit cards allow you to generate virtual credit card numbers. And you can change the credit card number linked to your PayPal account. If you generate a virtual credit card number, link that number to your PayPal account, use that number to make a single PayPal purchase and that number gets hacked, it would be a pretty good indication that PayPal had been compromised.

.
 
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edgemaster said:
Gallentedge, why does this seem so unbeliveable to you?
Click to expand...

If Paypal gets hacked, it will involve a little more than stealing a few dollars from a couple of knife buyers who did business with a Chinese vendor.

PayPal's Total Payment Volume (TPV), the total value of transactions in Q1 2009 was nearly $16 billion, up 10 percent year over year.

In January 2008, PayPal agreed to acquire Fraud Sciences, a privately-held Israeli start-up company with expertise in online risk tools, for $169 million, in order to enhance eBay and PayPal's proprietary fraud management systems and accelerate the development of improved fraud detection tools. In November 2008, the company acquired Bill Me Later, an online payments company offering transactional credit at over 1000 online merchants in the US
 
Verbal CC transactions done over the phone are the least secure method there is to do business.

Yet many folks believe that since it wasn't done *over the Internet*, it's more secure. Lots of CC numbers are compromised this way, especially over the Holidays with part time help on the other end of the line.

Have to agree with GE on this one. Small $$$ stuff isn't even on a real "hacker's" radar...

Just keep all Internet transactions on *https* (secure) sites. Check the URL before typing numbers...
 
edgemaster said:
it was a paypal debit card.
they suspended transactions until i was able to cancel the card.

"If someone figures out how to hack Paypal, it will be national news, and Paypal will suspend operations"

they have hacked payapl, hence so many issues lately.
the csr i spoke with said skype was a common method of stealing funds.

Gallentedge, why does this seem so unbeliveable to you?
Click to expand...

They did not hack PP, they hacked a debit card issued by PP.
It is not that they hacked PP and through it discovered your CC info. Big difference.
 
If you use Paypal, you could send $5 to a hacker and you would only lose $5. Paypal has not been hacked. I don't care what your aunt's brother's cousin's girlfriend who works at the bank said. :D
 
It's more likely that they hacked your paypal user account and got your information rather than hacking paypal's payment system. If you don't use a good secure password, you are at risk. I had my Amazon user account hacked once a few years ago, luckily Amazon and my CC company were on the ball and flagged the account and stopped the fraudulent activity.

Ed
 
A few months back I had someone hack into my paypal and take 122.00. Paypal notified me immediately and I opened a case that was resolved to my satisfaction. It amazes me how this stuff happens. I almost closed my paypal account but figured I would wait and see if it ever happened again. The ebay seller had a yahoo email account. That was all I ever found out about the case.
 
Amazing and scary.
However, the OP claims that his PP debit card was hacked, not his PP account. If that had been the case, then PP would have locked his account until he created a new password. Instead, they just canceled the card. I think that the debit card information was compromised but not the PP login information.
 
The only time I ever had problems with unauthorized charges was with PayPal. The weird thing about it was that I had just purchased knives from China and paid with PayPal, no cc# involved. A week later I see a $300 charge for a coat from China. PayPal never said how it happened, but they offered to sell my a security key and they ended up sending it free. I did get my knives and I got the coat charge reversed, but my bank would not reverse the overdraft fee because they said it was PayPal's fault.

In my experience, I trust credit cards much more than PayPal because all someone needs is your password and they can take money from any account you have linked to PayPal.

I get about a half-dozen hack attempts on my website daily, but when someone enters their credit card info it is on a 256 bit encrypted page and goes straight to the credit card processor. There is no storing any numbers or information. I actually have to call my merchant service provider to get the customers card info if there ever is a problem. The only downside to this, for the customers, is that the card is charged immediately instead of after it ships. However, I don't sell anything that is out of stock.
 
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