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If you ever turn on the television during the day, it seems like half the ads are saying "Download the app and you can file your insurance claims on your phone, no matter where you are. So convenient!"
The other half are saying "You need to buy our identity theft protection, because the internet is a dangerous, lawless wasteland!"

I'll use cash and checks as much as possible until they sort the system out. Or we go back to trading goats, gold, and seeds. Whatever.
 
When businesses cut out their overhead to allow us to transfer money for free, there are consequences to not using it as intended. Nothing is free in this world.. not even transferring your money. They are probably getting tired of people crying about getting scammed for using “family/friend” transfers for business transactions.. and when you buy something from someone, that is a business transaction, albeit personal. If you want buyer protections, you have to pay the overhead.
 
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