What's your integrity worth? 4%

Vege-Taco said:
PS It's not 4% anyway. It's 2.9% plus 35 cents or some such. Where do people get the 4% number from anyway?????
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My mistake, I used the 4% off the top of my head without checking. It is actually 2.9% plus 30 cents per transaction. So the people involved in such a transaction are selling their integrity cheaper than 4%.

In addition, someone above wrote:

Both ways, if you send the money as a gift the sender pays the PP fee if you just send the money as a regular payment the receiver pays the fee.
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Not exactly correct, if the sender uses his paypal cash balance or pays from his bank account there are no fees. Otherwise the 2.9% plus 30 cents per transaction applies if he funds it with a credit card, debit card, or paypal credit.
 
If I can avoid paying PP fee I will do so. They´ll get their share on currency exchange anyway.
 
The person who received the money from selling the item is the one that Paypal takes the money from. You are a whiner if you continue to use Paypal and expect the buyer to pay the fees.

We talk about Paypal being a business, well the business terms are that the seller pays the fee for using using Paypal to receive funds. It's no different than the seller having to pay taxes at the end of the year if they make selling used goods a business (especially the people who buy low and sell high to make a profit). So sellers either pay the fee or get off of Paypal. Like a business just have the asking price high enough to cover your fees; that is how a business works, the retail price is much more than the wholesale price as the retail price has to cover the initial cost, the sellers' rent, the employee cost, the advertising, etc.

Now if you are not selling like a business and just trying to sell extra belongings because you lost your job like me, then just have your selling price high enough to cover your Paypal fees. $51.45 and not $50.

And Americans, if you want to increase your chance to sell an item then sell to Canadians. I've have both shipped and bought from the states many times and the only thing not to buy cross border is folding knives even if they are sold within Canada.
 
Reposted from an earlier thread...

<Scratching head> So I take it that you think all retailers who accept credit cards are pathetic because they pass the fees that the credit card companies charge them on to the customer?

Again, though I have to ask the question do you feel the same way about shipping fees? After all as a seller the post office is a convenience to me, to not have to get on a train or plane and take the person their item or to only sell to people in my immediate area. As such shipping fees are just a part of doing business and business costs get passed on to customers if someone wants to stay in business.

In a similar manner paypal fees are just a cost of doing business and paypal fees also get passed on to the customer or at least I thought so. This idea that paypal is strictly a convenience for the seller and they should eat the fees is a new one on me I have to admit.

As mentioned in the previous thread, from now on I'm just going to wrap the paypal fee up in my price and the buyer will now have less transparency into where the costs are coming from. Weird that it would be preferable that way.
 
Triton said:
Reposted from an earlier thread...

<Scratching head> So I take it that you think all retailers who accept credit cards are pathetic because they pass the fees that the credit card companies charge them on to the customer?

Again, though I have to ask the question do you feel the same way about shipping fees? After all as a seller the post office is a convenience to me, to not have to get on a train or plane and take the person their item or to only sell to people in my immediate area. As such shipping fees are just a part of doing business and business costs get passed on to customers if someone wants to stay in business.

In a similar manner paypal fees are just a cost of doing business and paypal fees also get passed on to the customer or at least I thought so. This idea that paypal is strictly a convenience for the seller and they should eat the fees is a new one on me I have to admit.

As mentioned in the previous thread, from now on I'm just going to wrap the paypal fee up in my price and the buyer will now have less transparency into where the costs are coming from. Weird that it would be preferable that way.
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you can list an item for whatever price you chose. if you (anyone) list an item with a price, then an additional surcharge, it violates the paypal contract.

there shouldn't be any question of where costs go, in general we are paying simply for a product. there doesn't need to be any transparency other than an accurate description of an item and a listed price.

if you are selling a service, this may be important, and feel free to break down any costs as necessary. if you want to charge actual shipping costs based on the shipping calculator, that is your option as well. ive always found it far simpler for all parties to just list an item with a flat price, shipping included. if someone doesn't like my price, they are free to purchase elsewhere. i am under no obligation to offer any reason for why i list an item at a particular price. i also have found it necessary to indicate paypal fees are included as well since many chose to charge extra for the paypal service.

paypal is most importantly convenient for the seller. they get the money immediately and dont have to wait for checks to clear or the mail to arrive.

it also consolidates the sale and shipping process.
 
MORIMOTOM said:
you can list an item for whatever price you chose. if you (anyone) list an item with a price, then an additional surcharge, it violates the paypal contract.

there shouldn't be any question of where costs go, in general we are paying simply for a product. there doesn't need to be any transparency other than an accurate description of an item and a listed price.

if you are selling a service, this may be important, and feel free to break down any costs as necessary. if you want to charge actual shipping costs based on the shipping calculator, that is your option as well. ive always found it far simpler for all parties to just list an item with a flat price, shipping included. if someone doesn't like my price, they are free to purchase elsewhere. i am under no obligation to offer any reason for why i list an item at a particular price. i also have found it necessary to indicate paypal fees are included as well since many chose to charge extra for the paypal service.

paypal is most importantly convenient for the seller. they get the money immediately and dont have to wait for checks to clear or the mail to arrive.

it also consolidates the sale and shipping process.
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In general terms if just selling an off the shelf product I completely agree. However, the product I sell is completely customizable with a lot of options all with an associated price tag. When I send my customers the bill it is itemized for every single option they asked for so they have no doubt that I am charging them for exactly what they asked for. Up until recently those itemizations included an extra fee if the customer wanted to use the convenience of paypal. This was before I was aware of paypal's policy. Now that I'm aware of it I suppose my prices will just go up by a percentage and there will be no choice for the customer.

So I guess in short I'm not really in disagreement with you, but did want to point out that passing the paypal fee along to a customer is not immoral nor ridiculous nor even particularly strange which seemed to be the general sentiment expressed in this thread.
 
After reading this thread it seems that any thread with paypal fees added should be closed then, just like any thread asking how to get balis into Canada, or does the site look differently on breach of laws vs user agreements?
 
Gatogordo said:
It's certainly true that everyone has their own values (as the responses to this thread amply illustrate) but I'm going to put this another way, the seller is asking the buyer to lie so he can steal some money that the deal enabler (Paypal) is due, beyond question. Both people are participating in fraud and both people are being dishonest.

I am constantly amazed at how cheap some people will sell their honor......and that's all I'm going to say about this.
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First thing, it is a personal tab, then you can click "gift" OR "PAYMENT OWED". If I buy a knife, I do owe the person. I have never used the gift except for gifts. I have and will continue to used "Payment Owed" I do not see it as a violation of honor. If it was not to be used for payments you owe, they would not have it as an option.

Just MHO,
Jim
 
The problem is not about buyer protection as I see it. When I ask for payment as a gift it is only because if you don't paypal will hold the sellers money for up to 21 days to insure the transaction went correctly. The seller has no protection in this transaction ( when paypal gift is not used ). Unethical buyer especially not in the CONUS can dispute the item you sent them and recover your money they paid from the transaction and potentially keep your goods. I have never experienced the part about getting ripped off by a buyer but I don't see why the buyer should have the right to get my item and paypal keep my money for 21 days. It has nothing to do with the paypal fees as far as I am concerned, it's all about my money being held up.
 
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