I take mine apart. Its simple to do, not rocket science. I just took apart my Shaman, cleaned all the lint and dirt out, cleaned up some corrosion, used Tuf Glide on those surfaces, lubed the pivot, adjusted the lockbar (previous adjustment gave me a tiny bit of blade play, so that's fixed now), and its back together and tuned perfectly and waiting on the loctite to dry so I can take it to work and use it tomorrow. What's the big deal? I haven't stripped one screw yet, even a few so tight I thought I was going to, and that's with cheap Lennox torx bits. If I mess it up I'll own it, but being used to tinkering with small fasteners I know not to be ham fisted with them.
I really don't see why people are always saying "they shouldnt be taken apart! we never did it in my day!" they have screws, and while they may not need to be taken apart some of us like to do it for fun. Let us have our fun. It's not hurting anyone.
And you don't need to buy any $80 tools for any knives. I know I'm not buying one for my Hinderers. You can get a spanner bit for pennies, and a flat head screwdriver works just fine. But I haven't had to take my Hinderers apart yet, although my XM-18 probably needs a little TLC since I've carried it pretty much every day since I got it.