Recommendation? Alternative to PayPal ?

DocJD

DocJD

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:) I'm looking for a reliable "PayPal like" service , with all the protections but without the ridiculous "weapons related" restrictions .

o_O They blocked a (Pink) Hogue grip sleeve , which is less a weapon than any Nerf toy .:rolleyes:

I'd love to take my business elsewhere , if possible.

Please , no political rants . Just need some productive information , PLEASE . :cool:
 
There's no alternative (yet) that offers protection either way, and I believe they all have restrictions on "weapons" and certain weapon parts. However I've had good luck with Cash App and Google Pay.

Paypal straight up banned me without saying why, but I assume they found out I was using it to deal with knives and gun parts, as that's all the account was used for. Then they shut down my Venmo, also without saying why. Venmo is a Paypal subsidiary so I kinda saw that coming. Have since used Cash App and Google Pay with success, though I advise the other party to NOT include notes. The processor doesn't need to know what you're buying/selling, even if it's technically allowed in their rules.

Oz Machine just got their Paypal banned because they're a knife maker and Paypal doesn't even restrict the sale of manual knives, only autos, balis, and disguised ones (which Oz doesn't make). These companies often enforce their own policies in an overly broad and restrictive fashion so don't think you're safe just because you're technically following the rules.
 
kefefs said:
There's no alternative (yet) that offers protection either way, and I believe they all have restrictions on "weapons" and certain weapon parts. However I've had good luck with Cash App and Google Pay.

Paypal straight up banned me without saying why, but I assume they found out I was using it to deal with knives and gun parts, as that's all the account was used for. Then they shut down my Venmo, also without saying why. Venmo is a Paypal subsidiary so I kinda saw that coming. Have since used Cash App and Google Pay with success, though I advise the other party to NOT include notes. The processor doesn't need to know what you're buying/selling, even if it's technically allowed in their rules.

Oz Machine just got their Paypal banned because they're a knife maker and Paypal doesn't even restrict the sale of manual knives, only autos, balis, and disguised ones (which Oz doesn't make). These companies often enforce their own policies in an overly broad and restrictive fashion so don't think you're safe just because you're technically following the rules.
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Thanks ! I guess this kind of stuff is even worse than I thought . :(:thumbsdown:

I'm just an "end consumer" , trying to buy perfectly legal products . Glad my business was never dependent on "free" internet commerce .

I'll look into Cash App and Google Pay ! :cool::thumbsup:
 
I've known a few people that had their Google Pay accounts cancelled because of what they sell. I'm not sure there's a great solution, aside from going back to what we can find locally.
 
Paypal gets less attractive by the minute. First this hoplophobic nonsense and they are also going to be reporting you to the government for tax purposes? Nope. Back to checks and money orders. It does look like a real opportunity for someone to set up a competing service that is a little less politically correct. The tax nonsense will impact everyone but the hoplophobia doesn't have to.
 
Triton said:
Paypal gets less attractive by the minute. First this hoplophobic nonsense and they are also going to be reporting you to the government for tax purposes? Nope. Back to checks and money orders. It does look like a real opportunity for someone to set up a competing service that is a little less politically correct. The tax nonsense will impact everyone but the hoplophobia doesn't have to.
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Well, I mean... you can thank the government for that second one. I doubt they like the extra administrative burden any more than we do.
 
madcap_magician said:
Well, I mean... you can thank the government for that second one. I doubt they like the extra administrative burden any more than we do.
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Agreed, that was the "tax nonsense will affect everyone" part. Part of the "stimulus" as I understand it.
 
DocJD said:
I still have quite a bit of faith in good old fashion capitalism / free market dynamics . :cool::thumbsup::thumbsup:

I can't believe some savvy entrepreneurs will not take advantage of the golden opportunity to serve this glaring need . :)
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If you think there's money to be made in the tiny, tiny little slice of pie that "golden opportunity" represents, with all the attendant costs associated with fraud and management... go for it. Unless you plan to take an exorbitantly large slice of each transaction, there's just no money to be made on low-value, low-volume transactions of that nature.
 
Yalius said:
If you think there's money to be made in the tiny, tiny little slice of pie that "golden opportunity" represents, with all the attendant costs associated with fraud and management... go for it. Unless you plan to take an exorbitantly large slice of each transaction, there's just no money to be made on low-value, low-volume transactions of that nature.
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I don't personally have the capital or the energy for this venture , but I think there's more profit potential than you estimate . :)

But I definitely see no profit of any kind in arguing about it here . ;)
 
Not getting sucked into that; but PayPal is hardly low volume. Maybe it's competitor would be for a while, if that's what you meant
 
What if people stop sending their payments with notes that say “For the Benchmade” or “Ill take the Buck 110”, or “Spyderco Bowie”. I literally had someone put “Send the knife to (insert their name and address)” in the notes part of the payment.

If I sell a knife here and a member buys it, PayPal will have no idea what that transaction was over unless we tell them.
 
I"m working on a small plastic card you can carry wherever you want and will let you borrow money from you preferred lender to purchase merchandise with.

I'm calling it a "Lender and Borrower Card" and I expect it to be huge. I may even have an Express edition.
 
If regular credit cards afforded the same protections as PayPal , the latter would not exist . :rolleyes:
Danke42 said:
I"m working on a small plastic card you can carry wherever you want and will let you borrow money from you preferred lender to purchase merchandise with.

I'm calling it a "Lender and Borrower Card" and I expect it to be huge. I may even have an Express edition.
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Danke42 said:
Well they kinda do. As long as you're not giving the number to some guy behind a bowling alley and even for that they kinda do.
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Please share the name of your wondrous card and your experiences of an easy and painless arbitration process that resulted in a timely refund . :):thumbsup:

Maybe I just need the right card . That would be gloriously simple . :cool:
 
Jsega51 said:
What if people stop sending their payments with notes that say “For the Benchmade” or “Ill take the Buck 110”, or “Spyderco Bowie”. I literally had someone put “Send the knife to (insert their name and address)” in the notes part of the payment.

If I sell a knife here and a member buys it, PayPal will have no idea what that transaction was over unless we tell them.
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I understand what you are saying , but wouldn't it be great to not have to worry over hiding legal transactions from PayPal ? :confused:
 
DocJD said:
I understand what you are saying , but wouldn't it be great to not have to worry over hiding legal transactions from PayPal ? :confused:
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This. I can understand if the selling / purchasing is for a blatantly illegal activity that paypal would not want to get involved. Got it. However, knife and gun purchases are NOT illegal activities (at least not yet) and as such it would be nice if paypal were to butt out. Apparently they are too "woke" to do that. That's fine, they can do business with who they want (although odd how that doesn't seem to apply to other businesses that don't want to service the woke crowd). I am also free to vote with my wallet. Perhaps I'll try square or one of the other credit card services. I think the items I just sold via paypal may be the last time I do that. Yep it's convenient but not so much that I can't live without them.
 
Totally aside from all politics , I don't believe most people anywhere , especially USA Citizens in good standing , enjoy being told they can't use their financial transaction service to buy whatever the heck legal products they want to buy .

I surely don't, and will definitely continue looking for a "PayPal wannabe" with no restrictions on LEGAL purchases .

I believe there are ,at a conservative minimum , millions of consumers who share my feelings in this matter .

And , maybe think about how long before every blade (or a Dr. Seuss book) is declared verboten by PayPal ?
 
DocJD said:
I still have quite a bit of faith in good old fashion capitalism / free market dynamics . :cool::thumbsup::thumbsup:

I can't believe some savvy entrepreneurs will not take advantage of the golden opportunity to serve this glaring need . :)
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During the 1980s with inflation and energy cost skyrocketing to the point that the entire savings and loan industry collapsed, we started to see the development of “barter cards” as a none-cash form of exchange. Then we had the “tax free” internet for 20-30 years. I would expect some form of similar underground economy to evolve if our government comes to be seen as a hinderance to economic vitality.

n2s
 
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