greged: Very Disappointing!

Let's keep it cool, guys. (Appreciate it.)

I'll be sure to keep you all updated as to any and all final dispositions and whether there are any actions taken by PayPal to close or otherwise impact my account.
 
whitie said:
Read it yourself. That link only discusses chargebacks from the seller's point of view. The question is whether the BUYER gets booted from the Paypal nest if he does a chargeback.

whitie
Click to expand...

Not from the experience that I have had, or from the experiences that a couple of others that I know have had.
 
Blues said:
Let's keep it cool, guys. (Appreciate it.)

I'll be sure to keep you all updated as to any and all final dispositions and whether there are any actions taken by PayPal to close or otherwise impact my account.
Click to expand...


Sorry Blues, I saw that mountain of posts and became blind with jealousy. I'm better now.

whitie
 
Well, it's only taken me near 9 years to build 'em up. :eek: :p :

Tell ya what, you can have 'em, whitie. What ya got to trade? ;) :cool: :thumbup:
 
Keith Montgomery said:
I'm not sure if you have noticed the link I provided earlier, but this page lays out Paypal's chargeback policy.

http://www.paypal.com/cgi-bin/webscr?cmd=p/sell/chargeback_risk-outside
Click to expand...

Interesting....
Although the credit card company ultimately decides whether or not the buyer has a valid reason for filing a chargeback, PayPal partners with our sellers to fight unwarranted chargebacks and attempts to recover funds associated with those chargebacks.
Click to expand...

I have to agree, all the information on the link is geared towards the seller.

I did find some information on "Buyer Protection"
http://pages.ebay.com/help/tp/isgw-buyer-protection-steps.html
(must admit, have not read it all yet)
 
KnifeFury, your link is about ebay purchases and sales which has no application to the matter being discussed in this thread (which was not an ebay related purchase/sale).
 
Blues said:
KnifeFury, your link is about ebay purchases and sales which has no application to the matter being discussed in this thread (which was not an ebay related purchase/sale).
Click to expand...

Understood, but I could not find anything on Paypal about Buyer protection (point already made), but was then curious about Ebay's view on the matter (I have only ever used Paypal with Ebay).
 
No problem. I wasn't trying to be curt with you, only pointing out that it wasn't germane to this issue and that I'd prefer not to have this topic expanded to ebay purchases.

As to the "Buyer Protection" policy that PayPal affords in non-ebay related transactions, let me quote from an email reply I got directly from PayPal when I asked about why I received no buyer protection in my specific instance:

In order to qualify for PayPal Buyer Protection, a payment has to be
recognized by the PayPal system as being associated with an eBay auction.
As this payment was not sent as an eBay payment, the payment does not
qualify for PayPal Buyer Protection.

We encourage you to work directly with the seller for further resolution.

Confidence inspiring, no? (Sarcasm intended.)
 
As someone so aptly pointed out earlier on in reference to non-eBay purchases using PayPal, their philosophy can be summarized as:

You ordered something. You got something. (Not necessarily what you ordered.) End of story. Anything further is your problem.

Maybe I should suggest that they post that disclaimer on their website. LOL!
 
My solution to this sort of problem is simple. As a seller, I do not spend the funds until I know from the buyer's end that he/she is happy. Makes refunding $ a lot easier than some deals I have been in. Had to send an item back and await a personal check from a seller before, in that order. Had it gone south my credit card company would have made it right.


Don't sweat paypal's bs policies. To read the seller discussion board on ebay you would think everyone is charging items back on paypal. They may say what they want, one's credit card company will have the final say. One more reason to blow off their little use a bank account for funding option. If you don't feel right about a transaction, put it on a charge card. That way paypal will be forced to do the right thing.
 
The reason that Paypal pushes so hard to get to you to use funds deposited to your Paypal account is that there can be no chargeback for them to deal with. Use your credit card to make any Paypal payment that you are not 100% certain will go well.
 
Keith Montgomery said:
The reason that Paypal pushes so hard to get to you to use funds deposited to your Paypal account is that there can be no chargeback for them to deal with. Use your credit card to make any Paypal payment that you are not 100% certain will go well.
Click to expand...


I think paypal is more interested in keeping the transaction fee for themselves. They don't have to pay the 1.5% (or whatever it is) credit card fee when we pay out of our bank account or account balance.

whitie
 
whitie said:
I think paypal is more interested in keeping the transaction fee for themselves. They don't have to pay the 1.5% (or whatever it is) credit card fee when we pay out of our bank account or account balance.
Click to expand...

I never thought of that, but you are probably right.
 
Today I received an email from PayPal stating that they had received the chargeback from Visa.

They made sure to list all the options open to me to have the chargeback withdrawn.

In typical PayPal fashion there was one line in there about not having to do anything if the chargeback is to go forward.
 
You must log in or register to reply here.
Back
Top