Net To Me

I offer any knifes I sell at $XXX net to me. That gives the person the option of how they want to pay. I like to give buyers as many options as I safely can. I know some of you like that, some hate it, but I can't please everyone. I just do the best I can, and deal as honorable as I can.
 
Why should the seller eat the fees for your credit card while trying to offer his best price? May be an easier way if is to offer a discount for a money order. I know, Let's have 3 prices for the way you want to pay, then 3 prices for how you might want it shipped, let me add my time to go to the post office to get you that quote and how about insurance? Why don't you just pay more from a retailer because you think it's easier and simpler? I know he's not in it for a profit. But you don't buy from a retailer you would rather buy here so you can ask for a discount on a $40 knife.

If you don't think that PayPal deserves to take a profit for providing the Seller with a safe transaction, then don't use them. But sticking the fee on the Buyer is against the TOS, which everyone contractually agrees-to when they sign up.

Like I said, if you don't want to pay the fees, don't use PayPal.
 
I buy the knives that have the Paypal fees and shipping included. When I know exactly what I am paying up front it just makes it easier.
 
Don't ask ME to pay your fees.

You pay everything for the seller - the goods, the profit, the shipping and the paypal or credit card fee - whether he characterizes it that way or not. Otherwise, there is no point in selling, because people who lose money selling things don't stay in business very long. When you fill up your car with gas and pay with a credit card, you are paying the seller's credit card fee along with the gas, even though he hasn't told you thats whats going on. So you are always paying the seller's costs for him. Getting grumpy about it doesn't change anything.

There is not a scintilla of difference between incorporating the fee in the price without telling you, and incorporating the fee in the price and telling you. Either way you are paying the seller's costs, which is how commerce works. How is this a problem?

And if the seller's terms are not agreeable to you, its real easy not to buy what he's selling. Just don't buy it. I don't see how thats a problem either.\

On the rare occasions that I sell something, I roll everything into one price, and then say "free shipping" and "I'll eat the paypal fees". Which of course is a big, fat lie, because when you buy from me or anyone else, you are paying the shipping and the PP fee irrespective of what language they use in the sales post.
 
I always just include everything in my asking price, I wonder sometimes if people put the +3% just because they have seen it so often in the sales forum! If the difference between accepting or declining a sale is only 3%, then you have issues.
 
I list everything in the fees and won't buy from people who use 'net to me'.
 
I just include the fees and shipping and insurance in my asked for price.

Only once did I sell an item where I was not OK covering the insurance fees. I sold a Busse Game Warden to a gentleman in Australia.

He told me not to worry about insurance. I insured it anyway, and when he found out, he send me another paypal to cover the extra. I had intended on eating that cost as well, just to cover my self.

The insurance was about 15% of the cost of the knife, or more.


I have asked to split pay pal fees once, but now just include that in the cost of my knife. (really, though I feel that just means I eat those costs, because I don't really think that I have gotten an increased price enough to cover them in most cases).
 
I hope there will come a day when all will understand this. Not likely unless it could be made a rule here, and threads get locked if they add a fee, or a "net to me" comment.

Even worse when some want to profit from the fees. Seen one yesterday with a 4% fee.
PP charges 2.9% + 30 cents per transaction.
I'll bring it up, another mod and I were talking about this just a few nights ago. It's something that bothers enough people and we should have a rule in place.

You pay everything for the seller - the goods, the profit, the shipping and the paypal or credit card fee - whether he characterizes it that way or not. Otherwise, there is no point in selling, because people who lose money selling things don't stay in business very long. When you fill up your car with gas and pay with a credit card, you are paying the seller's credit card fee along with the gas, even though he hasn't told you thats whats going on. So you are always paying the seller's costs for him. Getting grumpy about it doesn't change anything.

There is not a scintilla of difference between incorporating the fee in the price without telling you, and incorporating the fee in the price and telling you. Either way you are paying the seller's costs, which is how commerce works. How is this a problem?

And if the seller's terms are not agreeable to you, its real easy not to buy what he's selling. Just don't buy it. I don't see how thats a problem either.\

On the rare occasions that I sell something, I roll everything into one price, and then say "free shipping" and "I'll eat the paypal fees". Which of course is a big, fat lie, because when you buy from me or anyone else, you are paying the shipping and the PP fee irrespective of what language they use in the sales post.

You of all people should know that if you violate the Paypal ToS, you can have your account cancelled. Don't go off on a spree of various unrelated analogies, it doesn't cover the point of the topic. :rolleyes:
 
I have many friends here and they can pay pal gift to me. Are you saying this is in violation to ToS?

If it is a gift in return for goods or services, yes, it is a violation of their TOS.
As is charging the buyer for the transaction fees.
As is giving discount pricing for using payment methods other than paypal.



4. Receiving Money.


4.1 Receiving Personal Payments. If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments.

4.2 Use of PayPal on eBay. Sellers who offer PayPal as a payment method in their eBay listings must follow these requirements:
a.
Accept PayPal if the eBay listing includes PayPal as a payment method.

b.
Accept all PayPal Payment Methods from a buyer, including but not limited to eCheck and credit cards.

c.Accept international PayPal transactions if the eBay listing offers shipping outside the U.S.
d.
Sellers may not charge a surcharge for accepting PayPal as a payment method.


4.3 Payment Review. Payment Review is a process by which PayPal reviews certain potentially high-risk transactions. If a payment is subject to Payment Review, PayPal will place a hold on the payment and provide notice to the Seller to delay shipping of the item. PayPal will conduct a review and either clear or cancel the payment. If the payment is cleared, PayPal will provide notice to the Seller to ship the item. Otherwise, PayPal will cancel the payment and the funds will be returned to the buyer. All payments that clear Payment Review will be eligible for PayPal Seller protection coverage if they meet the PayPal Seller protection requirements. PayPal will provide notices to you by email and in the History subtab of your Account.

4.4 Risk of Reversals, Chargebacks and Claims. When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any Fees if the payment is later invalidated for any reason. This means that, in addition to any other liability, you will be responsible for the amount of the payment sent by the sender, plus the applicable Fees listed in Section 8 (Fees) of this Agreement if you lose a Claim or a Chargeback or if there is a Reversal of the payment. You agree to allow PayPal to recover any amounts due to PayPal by debiting your Balance. If there are insufficient funds in your Balance to cover your liability, you agree to reimburse PayPal through other means. If a sender of a payment files a Chargeback, the credit card issuer, not PayPal, will determine who wins the Chargeback.

4.5 Refund and Reversal Currencies. All refunds and reversals will be made in the same currency as the original transaction. If your transaction must be refunded or reversed and you do not have the correct currency available in your Balance, a currency conversion will be performed.

4.6 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions.

4.7 Taxes. It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, and it is your responsibility to collect, report and remit the correct tax to the appropriate tax authority. PayPal is not responsible for determining whether taxes apply to your transaction, or for collecting, reporting or remitting any taxes arising from any transaction. You acknowledge that PayPal will report to the Internal Revenue Service the total amount of payments for goods and services you receive each calendar year into all the Accounts you own if you receive into these Accounts (i) more than $20,000 in payments for goods or services and (ii) receive more than 200 payments for goods or services in the same calendar year.

4.8 Receiving Payments from Student Accounts. PayPal may block your ability to receive payments from Student Accounts if you sell goods or services that may be illegal for minors to purchase under any applicable laws or regulations. This includes, but is not limited to, alcohol, tobacco or adult-oriented materials.

4.9 Your Refund Policy and Privacy Policy. If you sell goods or services, we recommend that you have a published return policy and a published privacy policy on your website and, if applicable, at your point of sale, including your In-Store Checkout point of sale.

4.10 Receiving Preapproved Payments.
If you receive Preapproved Payments, you must comply with the following requirements:
a. Authorization. You must receive your buyer’s prior Authorization for the amount, frequency, and duration of the Preapproved Payment. You must provide your buyer with notice of the amount and date of each Preapproved Payment at least 10 Days before the transfer, unless the buyer has elected to receive notices only for varying amounts, as described in clause (b) below.
b. Notice Requirements for Varying Amounts. If the amount of the Preapproved Payment varies, you must provide your buyer with notice of the amount and date of each Preapproved Payment transfer at least 10 Days before the transfer. You may also give the buyer the option to receive notice only when the amount of a Preapproved Payment falls outside a range that you and the buyer have agreed upon in advance. If the buyer has chosen to receive notices only for Preapproved Payments falling outside the agreed upon range, then you must send your buyer notice of the amount and date of those transfers at least 10 Days before the transfer.
c. Required Stop Payment Procedures for Preapproved Payments. You must provide buyers with the ability to stop a Preapproved Payment up to 3 Business Days before the scheduled date of the Preapproved Payment. If a buyer has stopped or canceled a Preapproved Payment, you may not restart future payments without the written Authorization of the buyer. In addition, if your buyer signed up for the Preapproved Payment through an online method, you must provide a simple and easily accessible online cancellation procedure.
 
Quote from above:
"If it is a gift in return for goods or services, yes, it is a violation of their TOS.
As is charging the buyer for the transaction fees.
As is giving discount pricing for using payment methods other than paypal."

So if I take a USPS money order in lieu of a pay pal payment it must be for the same dollar amount or I am in violation of pay pals ToS? What did pay pal do to help with my sale to entitle them to set terms on what I charge for my item? This might be an E-bay rule, I don't see how it might apply elsewhere.

Per item 4.6 regarding a handling fee. This is the acceptable terminology.
 
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So if I take a USPS money order in lieu of a pay pal payment it most be for the same dollar amount or I am in violation of pay pals ToS? What did pay pal do to help with my sale to entitle them to set terms on what I charge for my item?

Perhaps your gripe would be better addressed to paypal itself. Good luck with that.
 
when I sell on the auction site it is a money order only. that way I can't be scamed or riped off. I will not link my paypal to my bank account. I use my credit card to pay for what every I am buying with paypal and that way if they try anything I can just call my credit card and let them deal with it.
 
It is an issue.

Having recently dealt with a member asking for "net to me", and not wishing to lose the protections provided, I paid regular PayPal methods, adding in the 3%.

I guess it all really boils down to how badly one wants a particular item. And how steadfast the seller wishes to remain in obtaining full price for their item.

But I agree, there should be a stipulation in the X rules regarding this practice. It's a part of doing business.

I allow for PayPal fees, shipping and insurance in all of my sales, and state so in all my posts.

Many members seem to skim right over this part and evidently can't be bothered to even make a rudimentary guesstimate as to what that amount is and deduct it from the total price to see just what a deal they're actually getting.

If your not willing to eat a little $$$ in order to utilize the convenience of using PayPal, then perhaps you should reconsider your sale.

It's highly unlikely that I would make a purchase under those conditions again. Regardless of how much I may desire that particular item.

I forsee a lot of "net to me" sale posts languishing from this point forward....
 
Well I guess it's good that this has been brought up.
I apologize to anyone I may have unknowingly offended with my sales threads.
I sometimes post something like "you eat the Paypal fees, I'll eat the shipping." I never thought twice about it.
I didn't realize that this was a violation of TOS, and more importantly improper etiquette...
 
Do you actually think that asking for 4% to cover a fee, instead if 2.9% + $0.30 is profiting from the fee? Oh yes, that's clearly it. :rolleyes:

Yes I do. Its bad enough when one violates PP's TOS agreement, but to profit from it is even worse.
I won't pay the fee, but say if I did buy a $400 Sebenza at 4% vs the actual 2.9% + $0.30 fee. The seller just made $4.10 on the fee.

I'll bring it up, another mod and I were talking about this just a few nights ago. It's something that bothers enough people and we should have a rule in place.

Sounds great, and hope it will be done:thumbup:




If it is a gift in return for goods or services, yes, it is a violation of their TOS.
As is charging the buyer for the transaction fees.
As is giving discount pricing for using payment methods other than paypal.
.
 
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Just curious, how does everyone feel about knife X for $XXX and $15 shipping and handling? Or does everyone prefer just a one shot price?
 
I'm not down for the NTM thing....it does give options...one being Postal M/O.

The insurance thing pi$$es me off more.

Folks give the buyer the option for insurance like it excludes them from the obligation of getting the product to the buyer.

Insurance is for the SELLER.

When someone sells something they get paid and it is their obligation to get it to the buyer...period.
 
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