Cougar Allen is quite correct on this. The right way to word this is that the seller has to assume risk until the goods are delivered. Meaning the seller has to insure or if he does'nt and the knife is not delivered or lost .... it is his risk. If the goods are paid for by paypal and the buyer advises he never received them he is entitled to a refund of the monies paid .... that is the cornerstone of the protection paypal offers. A buyer is never liable for loss until the goods are in his hands. The threads where sellers say it is the buyers risk once posted are what are needed to be stopped.