Paypal friends and family and does paypal cover knives if lost or scammed

mthdwr said:
Yes, that counts for something. Maybe trust isn’t the right wrong, more like skeptical that they’ll provide protection. This is based off stories I’ve heard from other people on other forums.
I just don’t always feel PP has our best interest.

And regarding sending a payment blindly, I guess I’ll agree to disagree. If I call you, and your pictures seem “good”, and it all seems good, then I feel confident. I 100% admit it’s not fail safe, but so far, so good. Oh, and I always google the phone number. I’d say more often than not, you’ll find something that matches with who they say are.
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PayPal is a business, one that has chosen sides against firearms. I don't think they have our best interests in mind either. They might go full England tomorrow and do the same with knives for all I know. I definitely dont trust them.

But, the service they have provided to the members here covering them from scammers is well documented.

As for your doing some due diligence on the person your transacting with, I'd agree. That's a little better than going in blindly.
 
Greenbacks, Money Orders, or Personal Checks <from BF interweb frenz> will be the only way I will keep feeding the beast in 2022/forward.

Pay "income" tax on a $150 sale of a knife that I paid $175 dollars for plus paying for postage & shipping tape outta my own pocket to rehome to someone else, just because I've went over a $600 cap? F_ _ K that noise!

In what universe is going in the red ink in your hobby to be considered "income?"

Life is too complicated already to begin getting 1099'ed on a hobby I NET lose money on year after year. No....freaking.....way bruh!
 
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Paratrooper06 said:
Why stop at Googling the phone #? Why not pay for a background check?
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Well it’s clear you’re arguing for the sake of arguing.. calling someone when you’re about to spend some $$.. or even receive it isn’t weird. It’s normal. It should happen. I am confident If everyone who was scammed on this site in the past week had asked for a phone number and a quick call, they wouldn’t be out their money. And yes, I admit, I’d they had paid g/s they also wouldn’t be out their money.
 
PeteyTwoPointOne said:
Greenbacks, Money Orders, or Personal Checks <from BF interweb frenz> will be the only way I will keep feeding the beast in 2022/forward.

Pay "income" tax on a $150 sale of a knife that I paid $175 dollars for plus paying for postage & shipping tape outta my own pocket to rehome to someone else, just because I've went over a $600 cap? F_ _ K that noise!

In what universe is going in the red ink in your hobby to be considered "income?"

Life is too complicated already to begin getting 1099'ed on a hobby I NET lose money on year after year. No....freaking.....way bruh!
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Well said
 
mthdwr said:
and yet the other guy was making fun of me because I might ask for a number and a quick text/phone call. Is it that bad/annoying to take the extra step? Everyone has trust issues, and rightfully so, but it’s weird to maybe do something that could alleviate some of that concern?
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It is not a bad extra step, when doing non protected sales. I usually don't do it, but if the other party sends me theirs I will certainly send mine back. It will at least give you another way to contact them if they try to disappear. My last buyer did(send me theirs), and I have no doubt it made him feel better about sending a USPS money order. Glad to do what I can to let the other party sleep better-It's just knives, and not worth worrying about.
 
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Good Morning!
I was kinda hoping this was was going to fizzle out😃

I’m not an expert arguer, so I’m sure you’re right regarding anecdotal evidence. But it seems to me I’m not the only one using anecdotal evidence 🤷

Oh, and “so far so good” isn’t my method. My method is using my common sense, and making what I think is a good or safe decision. That’s it, really. We all do what we feel comfortable with. I apologize if I came off hostile or rude to anyone. I’m definitely not a troll and my intent wasn’t to rile everyone up.
 
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It is certainly possible to do non protected sales, and I have done hundreds of them(not F&F). Prior to PP that is how all remote(Online) transactions were done, and PP was created to add some protection to EBAY sales. There is some risk, and maybe I will be burned on my next one, but most are honest on the forum-just a few bad apples here and there. But all that really isn't the ?. The ? is , does G&S still add protection for the buyer and seller as it once did. I still have not seen any solid evidence that it does not, and unless the written policy of PP has changed since the 2019 thread, they still cover knives(with some exceptions). Written policy always trumps verbal- usually there is a clause in the written policy stating this.
 
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I agree Peter, the tax situation is a separate but important issue that I'm factoring in as well.

Somewhere in the news I saw the government wanted banking institutions to monitor accounts with more than 600 dollars. I wouldn't be surprised if checks deposited or cashed weren't being tracked and reported as well.
 
The "may" in PayPal's coverage terms gives them leeway, but to the best of my knowledge PP's list of restricted items does not include all knives. It does include some knives:

From their acceptable use policy: "relate to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (b) drug paraphernalia, (c) cigarettes, (d) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (e) stolen goods including digital and virtual goods, (f) the promotion of hate, violence, racial or other forms of intolerance that is discriminatory or the financial exploitation of a crime, (g) items that are considered obscene, (h) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (i) certain sexually oriented materials or services, (j) ammunition, firearms, or certain firearm parts or accessories, or (k) certain weapons or knives regulated under applicable law."

(Bold is mine.) Link to the full policy:
www.paypal.com

Acceptable Use Policy - PayPal US

This is page for acceptableuse-full
www.paypal.com www.paypal.com

If, hypothetically, I bought an automatic knife -- which is illegal in WA state -- using PayPal G&S and got scammed by the seller, I read PayPal's policy as almost certainly not covering that transaction. If I buy a knife that's legal for me to own here, using PayPal G&S, and get scammed by the seller, I see no reason to assume PP won't cover that transaction.

Could they decide not to cover it? Sure. "PayPal's Buyer Protection may reimburse you for the full amount of the item plus postage" (bold is mine) leaves room for them to decide not to cover it, just as with any other item/transaction. Link to full policy:
www.paypal.com

Sûreté et sécurité

En savoir plus sur les règlements et la sécurité de PayPal. Vos achats, ventes et transferts d'argent sont davantage sécurisés avec PayPal.
www.paypal.com www.paypal.com

If anyone can point to a non-anecdotal source for "PayPal doesn't cover knives anymore," please do! I have heard this too, but only anecdotally; I'd love to know for sure.
 
bax229 said:
Until Paypal G&S adds tax for the buyer to pay, like they do on eBay, my listings will be F&F, Venmo, Zelle or Money Order.
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Ebay is collecting "sales tax".
This new stuff with paypal is "income tax".
Even if paypal started collecting sales tax from buyers, the seller is still going to have to deal with the income tax nonsense separately.
 
-Corey- said:
Ebay is collecting "sales tax".
This new stuff with paypal is "income tax".
Even if paypal started collecting sales tax from buyers, the seller is still going to have to deal with the income tax nonsense separately.
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Ya, thats correct. The nonsense is gonna get worse.
 
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