You can't fix stupid, whether by legislation or by "rules".
If Stupid pays by "gift" rather than by "goods & services" WHEN PAYING FOR GOODS OR SERVICES and Stupid gets scammed, well, that's Stupid's problem. ESPECIALLY with all the threads bitching and whining and moaning about getting ripped off. Remember the adage - "You get what you pay for." So if you don't "pay" for it but "gift" for it, there's only 1 person to blame when you get what you paid for - nothing.
I have never bought from anyone who requests "gift" payment and I never will. If I ever get around to selling any of my copious quantity of sharp/pointy things, I won't ask for it.
If you are selling something, whether I would like to have your knife or not doesn't matter. You are asking me to break the law. To the scofflaws out there, my stance may seem odd, ridiculous, stupid or some other denigrating term. Doesn't matter what "they" think or say.
Part of my personal credo is "I do not lie, cheat or steal, nor do I tolerate those who do."
I choose NOT to do business with thieves. Avoiding Paypal's fees by asking for a payment for goods to be paid by "gift" is "Theft of Services". You are illegally using Paypal's services when you conduct business via Paypal and scam Paypal out of their user fee. Paypal has built the servers and written the code to provide a secure way for folks to conduct business easily over the internet. Well, actually, the Paypal accountants have paid someone to assemble and install the servers and someone else to write the code and load it on the servers, but that's just me being picky.
Another aspect of asking to be paid via "gift" is that if the seller is too lazy/incompetent/stupid to be able to
1 - figure out what Paypal's fees are,
2 - figure out how much it will cost the seller to mail it to me
and
3 - then add it all up to a final figure so the he/she (the seller) ends up with the amount of money they want on their pocket after everything is done,
then
how can I trust that individual to be adequately competent so as to be able to box up and address the package to me in a way that it arrives?
From MY viewpoint, asking for me to purchase a tangible item via gift means that 1 or more of the following statements apply
You can't do simple math.
You are lazy.
You are a thief.
It is not BF's place to keep us "safe" on the internet.
It is not BF's duty to make sure ANYONE is happy.
It is not BF's place to enforce any other organization's rules.
Telling BF that it needs to do all of the above by banning an illegal activity just to make sure someone doesn't get ripped off is a "nanny state" attitude.
Part of the problem in this country right now is the feel-good BS that the PTB know best - that they need to protect everyone from anything bad. That's why we have "participation trophies" so no one feels left out or is a "loser". That's why we have some damn many laws on the books that even the lawyers don't know them all. That's why no one wants to hurt Little Johnny's or Little Sally's poor little egos by actually having the audacity to FAIL to little idiot when they don't want to do the work and learn.
It boils down to personal responsibility.
Assuming the responsibility for one's obligations,
Taking responsibility for one's actions.
Requiring others to be responsible for their actions in their interactions with you.