- Joined
- Sep 5, 2006
- Messages
- 20,593
From a seller's point of view I believe it should be the buyers responsibility to purchase insurance for their items. When they pay me and as soon as I ship the item, the item then becomes the buyers. Thus, buy insurance. When I noticed ebay stopped using the insurance option then I stopped selling on ebay. I always have proof that I shipped the item. The point is I shouldn't be out an item and money from paypal because the USPS screwed up. It's just another case of people (that is the USPS) not taking responsibility for their mistakes and letting others take the hit. If I purchase something off of ebay then I send the seller a message stating a request for insurance, to let me know how much the insurance will cost and add it to the shipping price along with a delivery conf. That way if the package gets lost I claim insurance with the usps and the seller doesn't lose his money. Also in good conscience I can't take someone's money to reimburse me for something they did not do.
It's set up so paypal covers it out of the seller's account if it's lost and I still insure anything I sell on eBay anyway. The option to set up the auction so the buyer pays insurance separately, or as a add on has been removed by eBay. You can still include it and charge a flat fee for the entire shipping. I myself believe it's my responsibility to make sure the item I sell gets there. I don't want paypal taking the money from me myself if an item is lost so I pay the insurance.