Right. This is the "I support this site with my pictures" thread.
I agree with preserving the historical stuff...but most of us fall pretty squarely in the the casual, making conversation stuff.
The hard limit on attachments and storage is a problem because, over time, we'll all hit that limit. Some will do it in 6 months, some will take 6 years. I've been a gold member since 2014 - sometimes I let it lapse because I was not participating; but I've always renewed when I came back. I knew when I started attaching images that there was a limitation; though I didn't know that I could pay for multiple years before reaching that limit, then get cut off. I figured that when the time came, I would delete some of my older images & continue without much issue. I hadn't considered that 10% of my allotment would be taken up by images I can't delete.