All this chili talk is making me hungry.

Now I don't know if this is a proper or authentic chili but I've been making this recipe for years and in my opinion it sure is tasty.
2 tablespoons vegetable oil
1/2 cup flour
Salt and pepper
2 pounds sirloin cut into bite size chunks
2 large onions, chopped
2 pobalno peppers, seeded and chopped
1/2 jar pickled jalapenos, seeded and chopped
1 whole habanero (do not slice or dice if you like it less spicy don't use)
3 cloves garlic, chopped
2 tablespoons chili powder
1 tablespoon cumin
1 teaspoon oregano
1 bottle dark beer
2 cups beef stock
2 cans diced tomatoes
1 can black beans, drained and rinsed
1 can dark kidney beans, drained and rinsed
Directions
- Heat oil in large heavy pot over medium high heat combine salt, pepper and flour. Coat sirloin cubes with flour sand shake off excess and brown sirloin in pot on all sides then remove meat to a plate. If needed add more oil to pan and add onions. Cook onions over medium heat until they begin to soften. Stir in poblano and jalapeno peppers and cook for 3 to 5 minutes. Add chili powder, cumin and oregano. Return browned meat to pan and pour in beer and beef stock. Bring to a boil and cover and reduce heat to a simmer. Cook for 45 minutes or until meat is tender. Add tomatoes and habanero cook for 20 minutes. Stir in black and kidney beans and simmer for 15 minutes.Remove habanero and enjoy.