Ya know, I gotta wonder if any of you folks have ever run a brick and mortar store that took plastic payments?
You are complaining about the "fee" pay pal takes from the seller's cut, I get it.
Nobody likes to slice off some of their pie and give it to a middle man.
However, if you were to be say, McDonald's or Burger King or any of the rest of the places on earth you go to day to day and spend your money
in what ever form you carry be it paper, coins, or plastic. They do not adjust pricing.
In fact the only retail chains I know of that do this would be the low rent fuel stops, usually owned by the folks who don't really
care how much gas you get in that tank of water your buying.
The banks,(pay pal, visa, whomever) get a fee for handling your transaction. Pay pal is actually quite cheap if you had ever set up a
real merchant account, and not used pay pal, you would know that its a frakkin bargain.
First, merchant accounts don't pay daily. Usually weekly, and monthly if you will let them Your "Cut" will vary by your pay periods.
The longer you let them make interest on it, in their banks, you get a higher % back. Most merchant accounts get between 2-3.5%
off the TOP. For every dollar BK gets on plastic they get about 96 cents. Do you hear them bitching about the cost?
Cards that offer cash back, are worse, discover gigs the merchant for a MINIMUM of 5%, they only pay 95 cents on the dollar charged.
Where did you think that money came from? This is why many places will not accept Discover, it cost too much of their profits.
IF pay pal, or any other plastic handling agency is an issue I suppose you got 2 options.
CASH
money order
dunno what else to tell you
other than impulse buys are easy on plastic and its shipped before they feel remorse
cash, they change their minds OFTEN
Just my .02 cents, and I have been selling electronics an such on ebay for a decade, it is what it is.