Great minds think alike! Like Striderco, I came up with the same solution for most of the problems mentioned in this thread - it is 100% effective.
Drum roll please . . .
If you do not like the terms a seller sets forth in his listing, look elsewhere.
It really is that easy. There are no guns to our heads people. Our families are not being held hostage only to be freed if we purchase that newly listed Benchmade or Spyderco. The Exchange here is awesome as is because the rules cover the fundamentals and allow the community to manage itself. No helicopter parenting and no micromanagement. That is how it should be.
The issue of PayPal fees gets brought up constantly.
The reality is that buyers pay the fees, either directly or in the form of a higher listed price. Every seller lists a knife with a number in mind as to what they want to get for it after PayPal and shipping. Those costs, just like the overhead for an office, get passed down to the buyer through pricing. For example, a seller wants to get $150 total for his ZT 0301:
Scenario #1: seller lists ZT 0301 for $155 all inclusive
Scenario #2: seller lists ZT 0301 for $150 (friends/family option or buyer covers the fees)
There is no difference in the dollar amounts between these two scenarios for the seller. What matters is that in scenario 2 -
we get a choice. The seller is giving us the opportunity to be adults and to decide for ourselves how we wish to pay. How are people complaining about that? Seriously, I though this was America!

I have enough feedback here that a lot of guys are comfortable sending payment via friends/family. I do not require this of them by any means. I just respect the fact we are all adults here capable of making our own decisions and appreciate the trust they have in me.
The discussion of shipping insurance is even more alarming from the replies I am seeing. I am going to borrow this quote that Kelama posted:
"As with everything that I sell, if your not 100% satisfied with the purchase you may certainly return the item for a complete refund of the purchase price. I, of course, cannot (and will not) be held liable for the knives AFTER they leave my possession, should the cutlery you purchased be damaged in transport and / or after you receive said cutlery, as unfortunate of a situation as that would be, there will be no refunds from me due to this. All the more reason for you to opt for insurance on the cutlery. Let me reiterate, AFTER the cutlery leaves my possession I will not be held responsible / accountable for it."
Please read that carefully. Is there anything unclear about it? Nope. Anything deceptive? Nope. The seller lays it out all out for everyone to see right there.
On the other hand you have folks like egally08. I would prefer not to call anyone out specifically but his reply is really fitting. Members like him are the absolute worst because they will pop into a thread, read the above sale terms, and happily agree to those terms by purchasing an item, of course without the insurance. And 99 times out of 100, nothing comes of it. The package is delivered safely – everyone is happy. But in the rare case when something bad happens and the knife is lost or damaged, they will go ahead and just bend you over with a PayPal claim.
Now that is two-faced. If someone pulls that BS, their feedback should be dinged and they should be raked over the coals in GB&U. There is a lot of talk on these forums about the importance of keeping promises and standing by your word. This line taken from the official rules is paramount -
If you have a problem being honest, upfront, and are unable to honor your word then you do not belong here. In this situation I described, the seller follows that to a tee. The buyer . . . not so much.
Interestingly enough, there is no mention in the official rules of insurance being the sole responsibility of either party for buying and selling. And that is the beauty of it, sellers can decide how they want to manage their deals and *gasp* buyers can choose who they do business with :thumbup: