Let me get this straight. Your understanding of paypal's buyer protection policy is that after a claim has been won by a buyer, the buyer will only be refunded if the seller has the money in their account to refund? And you still hold to that understanding after reading the policy? Sorry bud but that is absolutely ridiculous. That would make it super easy for every scammer to use paypal to scam people. That would make paypal utterly useless for buyers. That would make uberknives be able to rip all these people in this thread off.
I think your understanding of how paypal works is not based in reality.
^^^^
+1 Perfectly stated!
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