HH
How did you pay for your item? Did you send a personal payment or receive a request from the seller to which you in turn clicked "pay now". I see nothing that states only EBAY purchases are covered under the SNAD claim. Signing for a package does not negate the "sent the wrong item" claim. I don't know who told you that but it is incorrect.
Paypal is very thorough in their Purchase Protection eligibility requirements. There are as many ways to cover your butt as there are to expose it to the elements. I am not asking you to discuss your business transactions publicly but without a few specific details(type of item purchased, type of payment method, description of item, description of what your received) it is impossible to make a call.
SNAD falls under the 'Purchase Protection'.
You don't have to buy from eBay, but it looks like you do have to buy from a website that has PayPal incorporated into it's 'checkout flow'. Making a direct payment to someone here on the exchange seems to make whatever you purchase an 'Ineligible Item'. The letter of the rules also seem to suggest custom made knives would not be eligible either regardless of whether they are purchased on eBay or not.
Here is the complete eligibility requirements for coverage (relevant passages in red):
13.2 Eligibility Requirements.
To be eligible for PayPal Purchase Protection you must meet all of the following requirements:
Pay for the eligible item from your Account.
Pay for the full amount of the item with one payment. Items purchased with multiple payments – like a deposit followed by a final payment – are not eligible.
Send the payment to the Seller through:
the eBay “Pay Now” button or the eBay invoice; or
the “Send Money” button of your Account by selecting “eBay Item” and entering your eBay User ID and the eBay item number for purchases on eBay website; or
the Send Money tab on the PayPal website, by clicking the “Purchase” tab, or by selecting the “Checkout with PayPal” button or otherwise selecting PayPal as part of a Seller’s checkout flow.
Open a Dispute within 45 Days of the date you sent the payment, then follow the online dispute resolution process described below under Dispute Resolution. For Pay After Delivery transactions you must open your Dispute within 45 Days of the date of your transaction.
Have an Account in good standing.
For items purchased on eBay look for either a PayPal or eBay purchase or buyer protection message in the eBay listing. If you see a message and you meet the eligibility requirements, then your purchase is covered by PayPal Purchase Protection. The purchase or buyer protection message will vary based on the eBay website. The message must appear on the top part of the listing and not under the “Description” or “Shipping and Payments” tabs. If the listing does not include the purchase or buyer protection message, then it is not eligible for PayPal Purchase Protection.
13.3
Ineligible Items. PayPal Purchase Protection only applies to PayPal payments for certain tangible, physical goods. Payments for the following are not eligible for reimbursement under PayPal Purchase Protection:
Intangible items, including Digital Goods
Services
Real estate, including residential property
Businesses
Vehicles, including motor vehicles, motorcycles, caravans, aircraft and boats
Custom-made items
Travel tickets, including airline flight tickets
Items prohibited by the PayPal Acceptable Use Policy
Items which you collect in person or arrange to be collected on your behalf, including items bought through In-Store Checkout at the retail point of sale
Items that violate eBay’s Prohibited or Restricted Items Policy
Industrial machinery used in manufacturing
Items equivalent to cash, including prepaid or gift cards
PayPal Direct Payments
Virtual Terminal Payments
Personal Payments
Even if your payment is not eligible for PayPal Purchase Protection, you can file a Dispute and try to resolve the issue directly with the Seller; however, PayPal will generally not find in your favor if you escalate a Dispute to a Claim for an item which is not eligible for PayPal Purchase Protection.