The New Snark Thread

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Oh my! :p I recommend the fresh dorado. Ummm!
But, I don't recommend the circle hooks. :cool:
rvP9j8g.jpg
 
Oh my! :p I recommend the fresh dorado. Ummm!
But, I don't recommend the circle hooks. :cool:
rvP9j8g.jpg
Oh! I wonder what you could catch if you tossed that in to a SNARKNADO!

Oh don't throw the whole thing in, remeber you need the line cord thingy to haul what you hook/snag/impalegivingitahorribledeath.
 
Oh! I wonder what you could catch if you tossed that in to a SNARKNADO!

Oh don't throw the whole thing in, remeber you need the line cord thingy to haul what you hook/snag/impalegivingitahorribledeath.
We kill to eat.
 
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Well there are a lot of factors, and many of them are subjective to each person.

I would never presume to influence someone else's financial preference.

For me, I would have been able to use a lot of that money in ways to create much higher returns and cash flow. Money held in a 401k has no way to be liquidated without severe penalty. Also, taxes keep getting higher, not lower.

I also would have only put as much in my 401k as my employer match, then used other money in a Roth account, or another investment to spread risk.

When looking at my 401k today, the current markets have dunked, and I have lost a ton of money. If I were at retirement age, this would hurt. Luckily I have time to cross my fingers and hope the markets bounce back.

There are so many variables that it's hard to predict what works best for an individual. If you are happy with what your doing now, and that's all good. I applaud you for aggressively saving for your retirement!
Thanks for the insight.

I know some things, but definitely not enough things.

These days when I check my accounts I'm just glad to still have a paycheck and hopefully enough time for things to recover and then do some growing.
 
Thanks for the insight.

I know some things, but definitely not enough things.

These days when I check my accounts I'm just glad to still have a paycheck and hopefully enough time for things to recover and then do some growing.
You are welcome, but please take my words with a grain of salt.

I have some friends and family who are financial advisors. What most of this boils down to is this:

Your 401k is relatively safe as long as American FedGov is still standing. The way things are going lately makes one suspect, and has only reaffirmed that my money MIGHT be safer in other ventures that stand through fallout such as precious metals or other sturdy commodities.

It's all speculation though. I'm still looking for that pot of gold at the end of the rainbow.
 
Right now I am hoovering around 38-39 lbs down . I have noticed another benefit. I haven't felt well enough to go to church in a while . Since I am part of the security team , this morning while getting ready for church I put my G20 on my belt it is hardly noticeable compared to what it used to feel like even carried a kabar TDI on the right side
 
I never really appreciated the choya. (spelled cholla)
XQ5EC8r.jpg

Just a few cuttings ought to get me started ...
~~~
~~~ The Mojave will kill the c**p out of you.
 
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I never really appreciated the choya. (spelled cholla)

Just a few cuttings ought to get me started ...
~~~
~~~ The Mojave will kill the c**p out of you.

THAT's what they look like in the wild?!? Cool!
I've got a dried one on the bookshelf.
 
Heyo, snarkadoodlers. It certainly has been a minute. Good to see not everyone has bailed...I'm still subscribed for a couple more years but have neurodivergently amplified time management issues which makes it pretty hard to meter time spent here, though I'm trying - ADHD is no joke, friends. I know y'all know someone who has it - or had it; it is IRL the second most deadly neurological condition one could have.

Sorry to hear about the employment trials and travails, Dubz. I'd have to agree with daizee with regards to the Universe maybe owing you some gainful, interesting and creative work. Unfortunately, I also know the universe gives not one flying f**k about any individual. I've been out of work myself since February when I went out for an Achilles tendon PRP procedure, found out I'd been working with WAY more physical issues than just the tendon when I stopped taking the prescription Naproxen to get the procedure, and was terminated July 1st (as a kindness) because I physically can't do my old job anymore. I've been looking, but 30 years of working with my hands hasn't set me up for anything that involves sitting, and my ADHD neurology makes desk work damn near impossible - unless it's a drawing table and I have a pen or pencil in my hand. I can really appreciate the discussion wrt saving for retirement - I have, but not enough; now I find myself a couple months from turning 60, unemployed, worth about a $1 an hour from the neck up -
I was always an advocate for hands on careers, but now, having experienced what happens after 3 decades of climbing ladders and stringing wires through attics, basements, drop and finished ceilings, hanging cameras off buildings and all the other physical labor of installation and service, I wouldn't recommend it, at least not without a seriously considered, long range health plan and retirement plan. Because, after giving this industry half my life, what I'm getting back is a bunch of closed doors and feet in the ass. Short Term Disability stopped paying in April (cuz they said I wasn't really injured) and has maintained that position despite appeals. Workman's comp said the Achilles injury couldn't be pinned on my former employer as they felt it was pre-existing (not wrong, tho still work-caused) and I haven't been able to get an unemployment check since July when I started applying because they say I'm too injured to work at all. There's a lot more to tell, but none of it is snark - just figured I'd catch allay'all up before I mention that I will have a bunch of stuff posted on the Exchange over the next few weeks to try and inject some cash into my bank account, with some special deals for the 'Heads, the folks that got me started on this journey in the first place.
I hope also to be able to manage some fun time here - this forum has always been a source of enjoyment and I could REALLY use a bit of that these days. As to what I've been up to lately, I've been taking a lot of photos and trying to figure out an editing/management system I can make work with my personal neurological challenges:

DSC_1599 by Michael Bailey, on Flickr
 
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also, still figuring out the internet....I figured out I'll never do it. I'd have a lot more time to play with knives if the internet wasn't engineered by Capitalism to make that almost f-ing impossible. That, and if I weren't so insistent on sticking with open source solutions. At least no one in that world is likely to try and sell me something in lieu of having an actual solution. Unfortunately, self reliance also means engaging with the vast incompleteness of my knowledge - yep.
 
Sorry to hear about your current woes GSOM, but it's nice to see you back here!
 
Good to see you back man.

I hear ya. I'm getting ready to turn 59. Have to wait for a few more years before I can retire. Have done repetitious factory type work my entire adult life. Have tendonitis in both ankles, both elbows, and my right shoulder. Can't afford to go to the doctor. Have no insurance. Have tried to do self therapy I've found on doctor websites, to no avail. Around here, it's hard to find a job without going through a temp agency. So, you have to work for 3 months with no insurance, then however long the company takes to get it to you. No insurance is scary at my age. Have been digging into savings, which I hate doing. Been off work for over a month. I can go on and on...
 
Gsom: go file for SSDI - think of it as early retirement.

I have - but that moves slower than me riding a unicycle. Applied a month and a half ago, a few weeks back they told me they had what they needed to get started on a determination and they'd get back to me. By mid 2023. Also, I can not ride a unicycle.

Sorry to hear about your current woes GSOM, but it's nice to see you back here!

Thanks for the tiny violin! Mostly I came back to sell some stuff to try and stem my reverse cash flow problem - but I'll probably stick around after, now that I think about it...first, cuz I'll never be done, and second...same reason.

Good to see you back man.

I hear ya. I'm getting ready to turn 59. Have to wait for a few more years before I can retire. Have done repetitious factory type work my entire adult life. Have tendonitis in both ankles, both elbows, and my right shoulder. Can't afford to go to the doctor. Have no insurance. Have tried to do self therapy I've found on doctor websites, to no avail. Around here, it's hard to find a job without going through a temp agency. So, you have to work for 3 months with no insurance, then however long the company takes to get it to you. No insurance is scary at my age. Have been digging into savings, which I hate doing. Been off work for over a month. I can go on and on...

Do tell. I have thought of your work struggles often enough over the last 8 months, since checking out of work on what I thought was time covered by short term disability insurance I effing paid for - only to find out 14 weeks later the insurance company had denied my claim at 10 weeks, stating I couldn't even really prove that I was hurt - which set off the whole "Kafka-esque" (quoted from my friend's dad Wolfgang) story that brought me here, looking to sell a bunch of stuff on the exchange. Not that I've posted any of it yet.
My point being: Dubz, you and all the other creative minds on this forum (and on this planet) are victims of that same difference: I feel like you would have so much to offer any community: skills, knowledge and abilities on a lot of subjects, who can synthesize that knowledge and maybe even move things forward, or improve on it - but that ain't a wage earning job skill, it's a square peg of knowledge that society keeps tellin ya will fit in their round hole if you just try it differently, or better yet, why do you always fight smoothing off the corners? I am sick of hearing people say "you should do (this stupid thing) which I think (though I have no idea, because I really don't know anything about) you would enjoy it and be good at it (though I have no basis to judge) ." Even a friend - who gets paid to be a professional career consultant - suggested I should consider some phone support customer service job...and I said thanks for the tip and bit down hard on my tongue so my ADHD brain wouldn't speak out loud some ill-considered thought. I've never had a desk job in my life - unless you count drawing tables and implements, which I don't. Try to find a "manual drawing" gig these days. It's not easy being talented, Dubz - but I gotta hope people like you will eventually find the right talent amplifier of a job.

I've been taking photos, in the hope that I can sell one or two. Had this one printed on a 16"x24" canvas:

20220908_2772 by Michael Bailey, on Flickr

2 foot wide print of a ruby throated hummingbird
 
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