Update: Need Advice on A Transaction"

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I'll tell you what... cmac12 if you are willing to tell me the bank the Cashiers Check was drawn on and the check number, I will personally call the bank and verify whether or not the Cashiers Check was good. This will clear you as far as anyone here is concerned as far as a fraudulent Check is concerned.
 
Karda said:
for all we here know, the buyer may have stopped the payment because he didn't receive everything he paid for.
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This is what I was thinking also. In fact, I would have tried to stop payment, if I just received an empty envelope.
 
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knifehunt said:
I'll tell you what... cmac12 if you are willing to tell me the bank the Cashiers Check was drawn on and the check number, I will personally call the bank and verify whether or not the Cashiers Check was good. This will clear you as far as anyone here is concerned as far as a fraudulent Check is concerned.
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Not altogether a bad idea. Doubt he'll go for it though.
 
parkertelmo said:
Sorry been working alot for my time consuming job in the Navy. Its hard to not get emotional about this. The buyer is lying or has had a someone steal from his package(that he swears wasnt tampered with). He also swears i only sent 1 knife sheath based on shipping weight, which there Was NEVER ANY WEIGHT FOR PACKAGE. I have filed claims and been calling non stop to followup. The check now 2 weeks later is still showing pending funds. Its clear to me the buyer wants either money refund or insurance money on top of his knives he will get most likely for free when the check bounces. I am posting this to keep all the members of this forum who have showed me so much support in the loop. Thanks to all you guys.
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Rookie82 said:
Yeah, I know. I considered that point before I wrote that. :D
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craytab said:
Not altogether a bad idea. Doubt he'll go for it though.
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If he is on the up&up I can't imagine why not? It's not like I can do anything with the information as its nothing personal. If you're not part of the solution, then you're part of the problem...
 
Rookie82 said:
Yeah, I know. I considered that point before I wrote that. :D
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cmac12 said:
I have not gotten any responses to my PM's. Nor have I received any updates from you. So I'm not sure who you've been on the phone with "non-stop". The last note I have from you advises me to "join the other thread" which was closed. That note is from 30th November.

The bank who issued the check shows funds paid the day after deposit. This is done according to federal law. Your bank has an image of the check and deposit. The check has completed its collection cycle. They or you can easily, again, verify the authenticity. If your bank has not given you funds, they are in violation of Federal law USC Title 12, Chapter 41 and CFR Title 12 Part 229 (Regulation CC). Question: Why haven't you done that yet with your bank? What precisely is your bank telling you about availability of funds? You're making false accusations when the factual remedies are evident and you are not availing yourself of them. Call your bank:report exactly what they stated as to why they are in violation of federal law. Call the check issuer, or have your bank do so, advise what they stated as to the authenticity. Anything less is just more obfuscation.

USPS has advised they have no record of a claim for that package. Can you share with me the date filed and claim number?

"The buyer is lying"? Do you have something factual to back up that accusation? Furthermore, you make an accusation of insurance fraud?

I've preserved the package for USPIS as advised and they can be the judge of that.
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Your very first sentence has me scratching my head. You do not hold a paying membership, therefore you can not send PM's.
 
knifehunt said:
I'll tell you what... cmac12 if you are willing to tell me the bank the Cashiers Check was drawn on and the check number, I will personally call the bank and verify whether or not the Cashiers Check was good. This will clear you as far as anyone here is concerned as far as a fraudulent Check is concerned.
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Do you actually think any financial institution is going to discuss specifics of one of their clients accounts with a stranger?
 
Karda said:
Drawn from what? Their clients account at his request.
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Doesn't matter.. it has nothing to do with his personal account. If he sent me that check, I could call the bank and they would tell me if it were valid.
 
I might be wrong, but I'm pretty sure you can 'buy' a cashier's check from any bank. You give the cash and they write the check for a small charge.
 
Then there would be no harm no foul calling the issuing bank.
This is getting very interesting.
 
palonej said:
I might be wrong, but I'm pretty sure you can 'buy' a cashier's check from any bank. You give the cash and they write the check for a small charge.
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Oops, sorry. The money needs to come from your account. I also just asked my wife who has been in banking for 30+ years, and with the check routing number they will verify if the funds are available.

Well, I'm done here as this will never happen anyhow. Good luck to both people involved.
 
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Karda said:
Drawn from what? Their clients account at his request.
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No. A cashiers check is almost like an account into itself. They basically remove the amount from your acct and then place into an escrow (not the technical term). The idea is the check removes any performance risk (like a USPS mo.)
 
Karda said:
Drawn from what? Their clients account at his request.
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The money is removed from his account at the time the check is issued and money held in trust by the bank.

When cashed, its paid from the *banks* account
 
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